4554 Garfield St, La Mesa, CA 91941 Property Records

San Diego County property record for 4554 Garfield St, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,444 sqft · built 1956
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Aug 2021)
Tax Bill	$12,296 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`494-890-04-00`

Property Details

APN / Parcel Number

Primary APN	`494-890-04-00`
Alternative APN	`4953600400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,444 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	23,087 sqft (0.53 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4953600400
Street Address	4554 GARFIELD ST
City	LA MESA
State	CA
Zip	91941-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1S
Legal Description	LOT 48 POR TR 002048
Legal Subdivision	LA MESA HIGHLANDS
Legal Tract	002048
Legal Block	3
Legal Lot Number	48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3020
Census Tract	14901

Owner

4554 Garfield St is owned and occupied by two individuals who bought it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4554 GARFIELD ST, LA MESA, CA 91941-5402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 27, 2021	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	May 9, 2003 · Amount on File
Deed Document Number	2021576664
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2021
Property Address	4554 GARFIELD ST, LA MESA, CA 91941-5402
Document Number	0000576664
Map Reference	MAP 2048
Instrument Date	Aug 11, 2021
Instrument	2021-0576664
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4554 GARFIELD ST, LA MESA, CA 91941-5402

Mortgage

Document Number	0000576665
Date	Aug 12, 2021
Instrument	2021-0576665

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2021
Property Address	4554 GARFIELD ST, LA MESA, CA 91941-5402
Document Number	0000064057
Instrument Date	Jan 27, 2021
Instrument	64057
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 GARFIELD ST LA MESA CA 919415402, LA MESA, CA 91941-5402

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4554 GARFIELD ST, LA MESA, CA 91941-5402
Document Number	0000064058
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 GARFIELD ST LA MESA CA 919415402, LA MESA, CA 91941-5402

Mortgage

Document Number	0000064058
Date	Jan 27, 2021
Instrument	64058

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4554 Garfield St was $12,296.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,044,546 (+2%) Land $584,513 Building $460,033
2025	$12,296.00	$1,024,065 Land $573,052 Building $451,013
2023	$11,637.00 (+1.18%)	$984,300 Land $550,800 Building $433,500
2022	$11,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4554 Garfield St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4554 Garfield St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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