4554 Dorcas Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4554 Dorcas Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,384 sqft · built 1968
Lot Size	3.67 acres (159,865 sqft)
Owner	2 Individual Names on File
Last Sale	$13,571 (Apr 2022)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-1313-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-1313-9`
Alternative APNs	`35-4N-22-0000-0013-0000` `22N435000000130000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	2,057 sqft
1st Floor Area	1,384 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	159,865 sqft (3.67 acres)
Lot Width	210 ft Width
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Porch	Finished/Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4554 DORCAS RD
City	CRESTVIEW
State	FL
Zip	32539-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF SE1/4 OF SE1/4 E 400 FT S 400 FT W 400 FT N 400 FT TO POB
Legal Range	22W
Legal Township	04N
Legal Section	35
Legal Block	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2026
Census Tract	20305

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · FHA Mortgage INDEPENDENCE HOME LOANS LLC
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Jun 28, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Mar 13, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 13, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Deed Document Number	20223541943
Deed Book / Page	3615 / 4551
Prior Transfer Date	Apr 5, 2022
Prior Transfer Doc	0036154551
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234

Mortgage

Document Number	0003768720
Date	Aug 15, 2025
Instrument	3768720

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234

Mortgage

Document Number	0036861357
Date	Aug 2, 2023
Book Page	3686/1357
Instrument	3639260

Lender

Name	CADENCE BANK NA
Type	Bank
Address	PENSACOLA, FL 32503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 12, 2022
Property Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234
Document Number	0036154551
Book / Page	3615 / 4551
Instrument Date	Apr 5, 2022
Instrument	3541943
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4554 DORCAS RD, 4554, CRESTVIEW, FL 32539-8234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234

Mortgage

Document Number	0036154552
Date	Apr 12, 2022
Instrument	3615/4552

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2866 SOLES LN, CRESTVIEW, FL 32539-8954

Mortgage

Document Number	0035561187
Date	Jun 28, 2021
Book Page	3556/1187
Instrument	3466923

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 13, 2018
Property Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234
Document Number	0033404797
Book / Page	003340 / 004797
Instrument Date	Sep 27, 2017
Instrument	3193738
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8361 HIGHWAY 189 N BAKER FL 325317211, BAKER, FL 32531-7211

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 13, 2018
Property Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234
Document Number	0033404795
Book / Page	003340 / 004795
Instrument Date	Sep 27, 2017
Instrument	3193737
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	19826 CARDIFF PARK LN HOUSTON TX 770943030, HOUSTON, TX 77094-3030

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 13, 2018
Property Address	4554 DORCAS RD, CRESTVIEW, FL 32539-8234
Document Number	0033404801
Book / Page	003340 / 004801
Instrument Date	Sep 27, 2017
Instrument	3193740
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 DORCAS RD CRESTVIEW FL 325398234, CRESTVIEW, FL 32539-8234

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (+9.58%)	$134,188 (+5.96%) Land $20,859 Building $113,329	$134,188 (+5.96%) Land $20,859 Building $113,329
2023	$1,263.00 (+6.94%)	$126,643 (+8.15%) Land $17,722 Building $108,921	$126,643 (+8.15%) Land $17,722 Building $108,921
2022	$1,181.00	$117,094 Land $16,562 Building $100,532	$117,094 Land $16,562 Building $100,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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