4554 Arce St, Union City, CA 94587 Property Records

Alameda County property record for 4554 Arce St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,914 sqft · built 2007
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,460,000 (Aug 2020)
Tax Bill	$21,420 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`543-467-109`

Property Details

APN / Parcel Number

Primary APN	`543-467-109`
Alternative APN	`543-0467-109-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,914 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4554 ARCE ST
City	UNION CITY
State	CA
Zip	94587-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00122 BLK: TR: 7601
Legal Subdivision	TRACT 7601
Legal Tract	7601
Legal Lot Number	122
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1010
Census Tract	441501

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4554 ARCE ST, UNION CITY, CA 94587-5641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 2, 2018	Deed of Trust, Mortgage · ARM ONEWEST BANK FSB
Aug 21, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 14, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Aug 23, 2007 · Amount on Record
Deed Document Number	2020206269
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4554 ARCE ST, UNION CITY, CA 94587-5641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250588
Date	Nov 14, 2017
Instrument	2017250588

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4554 ARCE ST, UNION CITY, CA 94587-5641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066125
Date	Apr 2, 2018
Instrument	2018066125

Lender

Name	ONEWEST BANK FSB
Type	Bank
Address	PASADENA, CA 91103

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.82%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.82%
Index	1-Year LIBOR
Max Rate	8.82%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 21, 2020
Property Address	4554 ARCE ST, UNION CITY, CA 94587-5641
Document Number	0000206269
Map Reference	MB 289 PG 61
Instrument Date	Aug 18, 2020
Instrument	2020206269
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4554 ARCE ST, UNION CITY, CA 94587-5641

Mortgage

Document Number	0000206270
Date	Aug 21, 2020
Instrument	2020206270

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4554 ARCE ST, UNION CITY, CA 94587-5641
Document Number	0000197573
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4554 ARCE ST UNION CITY CA 945875641, UNION CITY, CA 94587-5641

Mortgage

Document Number	0000197573
Date	Oct 1, 2019
Instrument	197573

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,611,927 (+2%) Land $485,786 Building $1,126,141
2025	$21,420.00 (+3.56%)	$1,580,332 (+4.04%) Land $476,264 Building $1,104,068
2023	$20,684.00	$1,518,984 Land $457,776 Building $1,061,208	$1,750,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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