45530 Baggett Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45530 Baggett Ter, Sterling, VA 20166

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,898 sqft · built 1997
Lot Size0.03 acres (1,306 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Mar 2021)
Tax Bill$4,543 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-15-7544-000

Property Details

APN / Parcel Number

Primary APN031-15-7544-000
Alternative APN
  • 80 C 5 184

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area1,898 sqft Living Area
1st Floor Area680 sqft
Basement Area480 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,306 sqft (0.03 acres)
Garage TypeBasement
Garage Area200 sqft

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Deck AreaDeck Area
Patio Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45530 BAGGETT TER
CitySTERLING
StateVA
Zip20166-3027
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionPEACE PLANTATION 2 (DOMINION STATION) SEC.12 LOT 184 200704130028445
Legal SubdivisionDOMINION STATION
Legal Block1
Legal Lot Number184
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1021
Census Tract611601

Owner

45530 Baggett Ter, a townhouse, is owned and occupied by two individuals who bought it in March 2021.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address45530 BAGGETT TER, STERLING, VA 20166-3027
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST HERITAGE MORTGAGE LLC
Apr 8, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Feb 8, 2019Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2021 · Amount on File
Deed SaleMar 31, 2021 · Amount on File
Prior SaleFeb 8, 2019 · Amount on File
Deed Document Number202138352
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMar 31, 2021
Property Address45530 BAGGETT TER, STERLING, VA 20166-3027
Document Number202103310038352
Instrument DateMar 30, 2021
Instrument202103310038352
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45530 BAGGETT TER, STERLING, VA 20166-3027

Mortgage

Document Number202103310038353
DateMar 31, 2021
Instrument202103310038353
Lender
NameFIRST HERITAGE MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45530 BAGGETT TER, STERLING, VA 20166-3027
Document Number20200414026010
Instrument DateApr 8, 2020
Transaction TypeMortgage
Record UpdatedMay 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45530 BAGGETT TER STERLING VA 201663027, STERLING, VA 20166-3027

Mortgage

Document Number20200414026010
DateApr 14, 2020
Instrument26010
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 13, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateFeb 8, 2019
Property Address45530 BAGGETT TER, STERLING, VA 20166-3027
Document Number20190208006334
Instrument DateFeb 8, 2019
Instrument6334
Transaction TypeTransfer
Record UpdatedFeb 19, 2019

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45530 BAGGETT TER STERLING VA 201663027, STERLING, VA 20166-3027

Mortgage

Document Number20190208006335
DateFeb 8, 2019
Instrument6335
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45530 Baggett Ter was $4,543.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,543.00$564,440 Land $175,000 Building $389,440$564,440 Land $175,000 Building $389,440
2023$4,244.00$485,060 Land $165,000 Building $320,060$485,060 Land $165,000 Building $320,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45530 Baggett Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45530 Baggett Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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