Loudoun County property record for 45524 Lakeside Dr, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1954 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $431,000 (Aug 2021) |
| Tax Bill | $4,708 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance May 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-36-0981-000 |
| Primary APN | 028-36-0981-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Carport |
| Garage Area | 378 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Street Address | 45524 LAKESIDE DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | BROAD RUN FARMS SEC.2 LOT 16 106--707 WB,699--209 |
| Legal Subdivision | BROAD RUN FARM |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 611101 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45524 LAKESIDE DR, STERLING, VA 20165-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| May 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Apr 21, 2022 | Gift Deed, Transfer |
| Aug 2, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage JACOB DEAN MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Deed Document Number | 202182278 |
| Last Transfer Date | Apr 19, 2022 |
| Transfer Doc | 0000023855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45524 LAKESIDE DR, STERLING, VA 20165-2520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037496 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 202206240037496 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45524 LAKESIDE DR, STERLING, VA 20165-2520 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027001 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 202205040027001 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 21, 2022 |
| Property Address | 45524 LAKESIDE DR, STERLING, VA 20165-2520 |
| Document Number | 0000023855 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 202204210023855 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45524 LAKESIDE DR, STERLING, VA 20165-2520 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Aug 2, 2021 |
| Property Address | 45524 LAKESIDE DR, STERLING, VA 20165-2520 |
| Document Number | 202108020082278 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 202108020082278 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45524 LAKESIDE DR, STERLING, VA 20165-2520 |
| Document Number | 202108020082279 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 202108020082279 |
| Name | JACOB DEAN MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,708.00 (+7.22%) | $584,940 (+7.22%) Land $367,000 Building $217,940 | $584,940 (+7.22%) Land $367,000 Building $217,940 |
| 2025 | $4,391.00 (+9.69%) | $545,550 (+19.25%) Land $315,500 Building $230,050 | $545,550 (+19.25%) Land $315,500 Building $230,050 |
| 2023 | $4,003.00 | $457,500 Land $280,500 Building $177,000 | $457,500 Land $280,500 Building $177,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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