4552 Waldo Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 4552 Waldo Rd, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details2,067 sqft · built 2012
Lot Size51.9 acres (2,263,378 sqft)
Owner2 Individual Names on Record
Tax Bill$1,028 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN037B-26-000-030.02

Property Details

APN / Parcel Number

Primary APN037B-26-000-030.02
Alternative APN
  • 20304

Interior

Building Area2,067 sqft Living Area
2nd Floor Area851 sqft
FlooringPlywood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area2,263,378 sqft (51.9 acres)
Shed1 Shed
Shed Area128 sqft
Utility Building448 sqft

Location & Zoning

Account Number20304
Street Address4552 WALDO RD
CityPONTOTOC
StateMS
Zip38863-8783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description51.96 AC NW1/4 NW1/4 20066764 12/21/06 20092967 7/29/09 20165524 11/21/16 20222536 6/14/22 20232846 6/29/24 662 419 1765 662
JurisdictionPONTOTOC MS
Township / Civil Division3
Census Block Group1
Census Block1025
Census Tract950500

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address168 HIGHLAND DR, PONTOTOC, MS 38863-2706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CHOICE BANK
Mar 14, 2018Deed of Trust, Mortgage
FIRST CHOICE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address4552 WALDO RD, PONTOTOC, MS 38863-8783
Transaction TypeMortgage
Record UpdatedJul 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address168 HIGHLAND DR, PONTOTOC, MS 38863-2706

Mortgage

Document Number2023002847
DateJun 29, 2023
Instrument2023002847
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 29, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address4552 WALDO RD, PONTOTOC, MS 38863-8783
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4552 WALDO RD, PONTOTOC, MS 38863-8783

Mortgage

Document Number2018000948
DateMar 14, 2018
Instrument2018000948
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueMar 5, 2028

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,028.00 (-13.32%) Homeowner's exemption$8,045 (-13.28%)$70,882 (-10.39%) Land $19,072 Building $51,810
2023$1,186.00 Homeowner's exemption$9,277$79,101 Land $19,383 Building $59,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
North East Fiber
Fiber
2,000 / 1,000

May also be available: AT&T, Buckeye Cablesystem, C Spire Wireless.

Nearby Properties on Waldo Rd

Nearby Streets

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