Mackinac County property record for 4552 Spencer Rd, Moran, MI 49760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 924 sqft · built 1986 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $933 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 49008-070-003-50 |
| Primary APN | 49008-070-003-50 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Mobile Home |
| Lot Area | 871,200 sqft (20 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4552 SPENCER RD |
|---|---|
| City | MORAN |
| State | MI |
| Zip | 49760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z18 |
| Legal Description | MO 495 386419 387184 40893 518252 SEC 14 T42N R6W NE 14 OF SW 14 EXC THEN 20 ACRES |
| Legal Range | 06W |
| Legal Township | 42N |
| Legal Section | 14 |
| Jurisdiction | MACKINAC MI |
| Township / Civil Division | MORAN |
| Census Block Group | 1 |
| Census Block | 1203 |
| Census Tract | 950200 |
4552 Spencer Rd, a single family home, is owned by two individuals.
Source: Mackinac County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | N4552 SPENCER LN, MORAN, MI 49760-0133 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4552 Spencer Rd was $933.
Source: Mackinac County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mackinac County |
| County Subdivision | Moran Township |
| Elementary School District | Moran Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,100 | $150,200 | |
| 2025 | $933.00 | ||
| 2023 | $44,000 | $88,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4552 Spencer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective December 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4552 Spencer Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highline Internet Fiber | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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