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4552 SE Murray Cove Cir, Stuart, FL 34997 Property Records

Martin County property record for 4552 SE Murray Cove Cir, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 2005
Lot Size0.171 acres (7,449 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Aug 2021)
Tax Bill$5,535 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-38-41-014-000-0013.0-0-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-014-000-0013.0-0-0000
Alternative APNs
  • 25-38-41-014-000-00130-0
  • 228381

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,500 sqft Living Area
Gross Area1,954 sqft
1st Floor Area1,500 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,449 sqft (0.171 acres)
Garage TypeAttached
Garage Area454 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area109 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number228381
Street Address4552 SE MURRAY COVE CIR
CitySTUART
StateFL
Zip34997-9130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 13 MURRAY COVE (PB 15 PG 91)
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionMURRAY COVE
Legal Block3
Legal Lot Number13
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group3
Census Block3022
Census Tract1410

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4552 SE MURRAY COVE CIR, STUART, FL 34997-9130
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleJul 6, 2005 · Amount on Record
Deed Document Number20212907855
Deed Book / Page3248 / 1425
Prior Transfer DateJan 31, 2005
Prior Transfer Doc0019791721
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 12, 2021
Property Address4552 SE MURRAY COVE CIR, STUART, FL 34997-9130
Document Number0032481425
Book / Page3248 / 1425
Map ReferenceMB 15 PG 91
Instrument DateJul 30, 2021
Instrument2907855
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyHOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6972 CYPRESS COVE CIR, 6972, JUPITER, FL 33458-3792

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4552 SE MURRAY COVE CIR, STUART, FL 34997-9130

Mortgage

Document Number0032481427
DateAug 12, 2021
Instrument3248/1427
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,535.00 (+0.67%)$321,720 (+9.54%) Land $130,000 Building $191,720$321,720 (+9.54%) Land $130,000 Building $191,720
2024$5,498.00 (+3.38%)
2023$5,318.00 (+5.81%)$293,700 (+5.74%) Land $130,000 Building $163,700$293,700 (+5.74%) Land $130,000 Building $163,700
2022$5,026.00$277,760 Land $130,000 Building $147,760$277,760 Land $130,000 Building $147,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims7 (1982–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, Verizon.

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