4552 SE Chelsea Cir, Stuart, FL 34997 Property Records

Martin County property record for 4552 SE Chelsea Cir, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,297 sqft · built 1993
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Apr 2007)
Tax Bill	$4,465 (2025)
Deeds & Mortgages	Feb 2026 Transfer Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-110-000-0003.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-110-000-0003.0-2-0000`
Alternative APNs	`49-38-41-110-000-00030-2` `39742`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,297 sqft Living Area
Gross Area	3,053 sqft
1st Floor Area	2,297 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,420 sqft (0.354 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	422 sqft
Deck Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39742
Street Address	4552 SE CHELSEA CIR
City	STUART
State	FL
Zip	34997-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CHELSEA SUBDIVISION LOT 3
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	CHELSEA SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1006
Census Tract	1302

Owner

4552 SE Chelsea Cir is owned and occupied by two individuals who acquired it in February 2026.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4552 SE CHELSEA CIR, STUART, FL 34997-2343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2007 · Amount on File
Deed Sale	Apr 12, 2007 · Amount on File
Prior Sale	Oct 29, 2003 · Amount on File
Deed Document Number	20072005846
Deed Book / Page	2238 / 1196
Last Transfer Date	Feb 19, 2026
Transfer Doc	0035500382
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Feb 23, 2026
Property Address	4552 SE CHELSEA CIR, STUART, FL 34997-2343
Document Number	0035500382
Book / Page	3550 / 382
Map Reference	MB 12 PG 26
Instrument Date	Feb 19, 2026
Instrument	3171607
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4552 SE CHELSEA CIR, STUART, FL 34997-2343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4552 SE CHELSEA CIR, STUART, FL 34997-2343

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4552 SE CHELSEA CIR, STUART, FL 34997-2343
Document Number	0031182926
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4552 SEH CHELSEA CIR STUART FL 34997, STUART, FL 34997

Mortgage

Document Number	0031182926
Date	Mar 20, 2020
Book Page	003118/002926
Instrument	2806419

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4552 SE Chelsea Cir was $4,465, down 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,465.00 (-0.58%) Homeowner's exemption	$296,108	$612,670 Land $225,000 Building $387,670
2024	$4,491.00 (+2.21%)
2023	$4,394.00 (+3.73%) Additional exemption filed	$279,382 (+3%)	$576,440 (+12.08%) Land $225,000 Building $351,440
2022	$4,236.00 Homeowner's exemption	$271,245	$514,300 Land $225,000 Building $289,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4552 SE Chelsea Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4552 SE Chelsea Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream.

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