4552 N 86th Dr, Phoenix, AZ 85037 Property Records

Maricopa County property record for 4552 N 86th Dr, Phoenix, AZ 85037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1995
Lot Size	0.16 acres (6,987 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Jun 2019)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`102-81-653`

Property Details

APN / Parcel Number

Primary APN	`102-81-653`
Alternative APN	`102816537`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,987 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4552 N 86TH DR
City	PHOENIX
State	AZ
Zip	85037-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	HORIZONS ON CAMELBACK UNIT 2 MCR 397-24
Legal Range	1E
Legal Township	2N
Legal Section	22
Legal Subdivision	HORIZONS ON CAMELBACK UNIT 2
Legal Lot Number	370
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3013
Census Tract	82008

Owner

4552 N 86th Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Maricopa County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4552 N 86TH DR, PHOENIX, AZ 85037-1531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage V I P MORTGAGE INC
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jun 27, 2019	Warranty Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Feb 19, 2015 · Amount on File
Deed Document Number	2019489552
Prior Transfer Date	Feb 17, 2015
Prior Transfer Doc	0000107232
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2022
Property Address	4552 N 86TH DR, PHOENIX, AZ 85037-1531
Document Number	0000089868
Map Reference	DOC 95-0305581
Instrument Date	Dec 8, 2021
Instrument	20220089868
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4552 N 86TH DR, PHOENIX, AZ 85037-1531

Mortgage

Document Number	0000089869
Date	Jan 31, 2022
Instrument	20220089869

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4552 N 86TH DR, PHOENIX, AZ 85037-1531
Document Number	0000507945
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4552 N 86TH DR PHOENIX AZ 850371531, PHOENIX, AZ 85037-1531

Mortgage

Document Number	0000507945
Date	Jun 11, 2020
Instrument	507945

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 27, 2019
Property Address	4552 N 86TH DR, PHOENIX, AZ 85037-1531
Document Number	0000489552
Instrument Date	Jun 21, 2019
Instrument	489552
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4552 N 86TH DR PHOENIX AZ 850371531, PHOENIX, AZ 85037-1531

Mortgage

Document Number	489553
Date	Jun 27, 2019
Instrument	489553

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4552 N 86th Dr was $1,435.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Pendergast Elementary District (PK - 08)
Secondary School District	Tolleson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,580 (+201.19%)	$295,800 (+2.67%) Land $59,100 Building $236,700
2025	$1,435.00	$9,821 (-68.27%)	$288,100 (-6.91%) Land $57,600 Building $230,500
2024		$30,950	$309,500 Land $61,900 Building $247,600
2023	$1,298.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4552 N 86th Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4552 N 86th Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 931 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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