4552 Lancaster Hwy, Monroe, NC 28112 Property Records

Union County property record for 4552 Lancaster Hwy, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,458 sqft · built 2016
Lot Size	5.41 acres (235,747 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-252-006B`

Property Details

APN / Parcel Number

Primary APN	`04-252-006B`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,458 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	235,747 sqft (5.41 acres)
Porch	Slab
Porch Area	670 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4552 LANCASTER HWY
City	MONROE
State	NC
Zip	28112-8867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	OPCM789
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2033
Census Tract	21005

Owner

Source: Union County records · APN 04-252-006B

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4552 LANCASTER HWY, MONROE, NC 28112-8867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2015
Deed Sale	Sep 17, 2015
Deed Book / Page	6530 / 167
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4552 LANCASTER HWY, MONROE, NC 28112-8867
Document Number	6925604
Book / Page	006925 / 000604
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 05, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4552 LANCASTER HWY MONROE NC 281128867, MONROE, NC 28112-8867

Mortgage

Document Number	6925604
Date	May 04, 2017
Book Page	006925/000604
Instrument	12303

Lender

Name	WHITLEY MTG ASSOC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,654.00 (+28.46%)	$596,100 (+60.76%) Land $134,700 Building $461,400	$596,100 (+60.76%) Land $134,700 Building $461,400
2023	$2,066.00	$370,800 Land $52,800 Building $318,000	$370,800 Land $52,800 Building $318,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.