4552 Kellys Ferry Rd, Chattanooga, TN 37419 Property Records

Hamilton County property record for 4552 Kellys Ferry Rd, Chattanooga, TN 37419

Property Summary

Property Type	Townhouse
Details	3 ba · 1,792 sqft · built 2024
Lot Size	15.5 acres (675,616 sqft)
Owner	Individual Name on Record
Last Sale	$290,500 (Sep 2024)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Nov 2023 Construction Loan Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143 012 C010`

Property Details

APN / Parcel Number

Primary APN	`143 012 C010`
Alternative APN	`0000395416`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	675,616 sqft (15.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000395416
Old Parcel Number	143 012 C010
Street Address	4552 KELLYS FERRY RD
City	CHATTANOOGA
State	TN
Zip	37419
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HPR KELLY'S FERRY HIDEAWAY HP UNIT 10 OUT OF 143 012 FOR 2024
Legal Unit	10
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	5
Census Block	5001
Census Tract	12100

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4552 KELLYS FERRY RD, CHATTANOOGA, TN 37419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA
Jul 22, 2025	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Sep 13, 2024	Warranty Deed, Subdivision Related Transfer · USDA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Deed Document Number	2024091300090
Deed Book / Page	13705 / 228
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4552 KELLYS FERRY RD, CHATTANOOGA, TN 37419
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000119
Date	Nov 16, 2023
Book Page	13450/144
Instrument	2023111600119

Lender

Name	CADENCE BANK NA
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4552 KELLYS FERRY RD, CHATTANOOGA, TN 37419
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4552 KELLYS FERRY RD, CHATTANOOGA, TN 37419

Mortgage

Document Number	0000000016
Date	Jul 22, 2025
Book Page	13988/530
Instrument	2025072200016

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 13, 2024
Property Address	4552 KELLYS FERRY RD, CHATTANOOGA, TN 37419
Document Number	0000000090
Book / Page	13705 / 228
Map Reference	MB 13344 PG 412
Instrument Date	Sep 12, 2024
Instrument	2024091300090
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 1, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,074.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4552 KELLYS FERRY RD, CHATTANOOGA, TN 37419

Mortgage

Document Number	0000000091
Date	Sep 13, 2024
Instrument	2024091300091

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Change Frequency	7 Years

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00	$90,750	$363,000 Land $75,000 Building $288,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: SVEConnect, T-Mobile.

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