45517 Spagnuolo Rd, Macomb, MI 48044 Property Records

Macomb County property record for 45517 Spagnuolo Rd, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,424 sqft · built 1979
Lot Size0.183 acres (7,971 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Apr 2005)
Tax Bill$2,982 (2025)
Deeds & MortgagesMar 2020 Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN20-08-32-404-040

Property Details

APN / Parcel Number

Primary APN20-08-32-404-040
Alternative APN
  • 0832404040

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft
Basement Area1,424 sqft
Finished Basement1,424 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBrick
Lot Area7,971 sqft (0.183 acres)
Lot Dimensions119 ft deep x 67 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45517 SPAGNUOLO RD
CityMACOMB
StateMI
Zip48044-4551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLUM GROVE VILLAGE SUB NO 2 LOT 544 LIBER: 71 PAGES: 47-51
Legal SubdivisionPLUM GROVE VILLAGE SUB
Legal Lot Number544
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2006
Census Tract224600

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address45517 SPAGNUOLO RD, MACOMB, MI 48044-4551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORSSCOUNTRY MORTGAGE LLC
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 3, 2019Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Oct 6, 2018Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Mar 27, 2017Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2005 · Amount on Record
Deed SaleApr 6, 2005 · Amount on Record
Prior SaleSep 26, 1995 · Amount on Record
Deed Document Number20055059029
Deed Book / Page16562 / 23
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45517 SPAGNUOLO RD, MACOMB, MI 48044-4551
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026360
DateMar 4, 2020
Book Page26551/933
Instrument2026360
Lender
NameCORSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45517 SPAGNUOLO RD, MACOMB, MI 48044-4551
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address45517 SPAGNUOLO RD, MACOMB, MI 48044-4551

Mortgage

Document Number0000116583
DateSep 28, 2020
Book Page27027/136
Instrument2116583
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45517 SPAGNUOLO RD, MACOMB, MI 48044-4551
Document Number0000076790
Instrument DateJul 3, 2019
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyMI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45517 SPAGNUOLO RD MACOMB MI 480444551, MACOMB, MI 48044-4551

Mortgage

Document Number0000076790
DateJul 10, 2019
Book Page026063/000550
Instrument76790
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJul 9, 2039

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45517 SPAGNUOLO RD, MACOMB, MI 48044-4551
Document Number0000014503
Instrument DateOct 6, 2018
Transaction TypeMortgage
Record UpdatedNov 2, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45517 SPAGNUOLO RD MACOMB MI 480444551, MACOMB, MI 48044-4551

Mortgage

Document Number0000014503
DateOct 15, 2018
Book Page025631/000111
Instrument14503
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueOct 14, 2038

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45517 SPAGNUOLO RD, MACOMB, MI 48044-4551
Document Number0000046624
Book / Page024648 / 000910
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedApr 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45517 SPAGNUOLO RD MACOMB MI 480444551, MACOMB, MI 48044-4551

Mortgage

Document Number0000046624
DateApr 6, 2017
Book Page024648/000910
Instrument46624
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueApr 5, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,500 (+13.47%)$305,000 (+13.47%)
2025$2,982.00 (+13.13%)
2023$134,400$268,800
2022$2,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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