45517 Overmountain Sq, Sterling, VA 20164 Property Records

Loudoun County property record for 45517 Overmountain Sq, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,071 sqft · built 2000
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2019)
Tax Bill	$4,357 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-16-2066-000`

Property Details

APN / Parcel Number

Primary APN	`032-16-2066-000`
Alternative APN	`80 A 6 200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	2,071 sqft Living Area
1st Floor Area	760 sqft
Basement Area	551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Basement
Garage Area	209 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	45517 OVERMOUNTAIN SQ
City	STERLING
State	VA
Zip	20164-5235
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	TRAILSIDE PHASE ONE-A LOT 200 200505030044907 200302240015224 1531--1339, PC D-66504 (SECTION/ PHASE ONE-A)
Legal Subdivision	TRAILSIDE PHASE ONE-A
Legal Phase	1
Legal Block	2
Legal Lot Number	200
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2000
Census Tract	611601

Owner

45517 Overmountain Sq, a townhouse, is owned and occupied by two individuals who bought it in April 2019.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45517 OVERMOUNTAIN SQ, STERLING, VA 20164-5235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	May 1, 2014 · Amount on File
Deed Document Number	201915361
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 1, 2019
Property Address	45517 OVERMOUNTAIN SQ, STERLING, VA 20164-5235
Document Number	20190401015361
Instrument Date	Mar 29, 2019
Instrument	15361
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45517 OVERMOUNTAIN SQ STERLING VA 201645235, STERLING, VA 20164-5235

Mortgage

Document Number	20190401015362
Date	Apr 1, 2019
Instrument	15362

Lender

Name	PAHO/WHO FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45517 Overmountain Sq was $4,357.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,357.00	$541,280 Land $165,000 Building $376,280	$541,280 Land $165,000 Building $376,280
2023	$4,240.00	$484,680 Land $160,000 Building $324,680	$484,680 Land $160,000 Building $324,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45517 Overmountain Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45517 Overmountain Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35