Clay County property record for 45511 River Dr, Meckling, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,979 sqft · built 1980 |
| Lot Size | 2.62 acres (114,127 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,347 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10300-00000-150-01 |
| Primary APN | 10300-00000-150-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,979 sqft Living Area |
| 1st Floor Area | 1,459 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Marblecrete |
| Construction Type | Metal Frame |
| Roof Material | Composition Shingle |
| Lot Area | 114,127 sqft (2.62 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | 912 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45511 RIVER DR |
|---|---|
| City | MECKLING |
| State | SD |
| Zip | 57069-4440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B OF LOT 15 HOLMES FOREST 21-92-53 NORWAY TWP |
| Legal Subdivision | HOLMES FOREST ADDITION |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | NORWAY |
| Census Block Group | 3 |
| Census Block | 3202 |
| Census Tract | 965800 |
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45511 RIVER DR, MECKLING, SD 57069-4440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 45511 RIVER DR, MECKLING, SD 57069-4440 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0MT143/759 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | MT143/759 |
| Instrument | 143693 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BROOKINGS, SD 57006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| County Subdivision | Norway Township |
| Unified School District | Irene-Wakonda School District 13-3 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,347.00 (+16.37%) | $362,677 (+34.31%) Land $78,354 Building $284,323 |
| 2023 | $4,595.00 (+12.46%) | $270,026 Land $52,991 Building $217,035 |
| 2022 | $4,086.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 41% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Santel Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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