4551 Worcester Rd, Sarasota, FL 34231 Property Records

Sarasota County property record for 4551 Worcester Rd, Sarasota, FL 34231

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,196 sqft · built 1956
Lot Size0.242 acres (10,532 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Jun 2018)
Tax Bill$2,364 (2025)
Deeds & MortgagesOct 2026 Mortgage
Aug 2023 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN0073-06-0118

Property Details

APN / Parcel Number

Primary APN0073-06-0118
Alternative APN
  • 73060118

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area1,359 sqft
1st Floor Area1,196 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area10,532 sqft (0.242 acres)
Lot Dimensions144 ft deep x 40 ft wide
View / LotMainland
Garage TypeDetached
Garage Area456 sqft
PorchScreened Porch
Porch Area217 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0073060118
Street Address4551 WORCESTER RD
CitySARASOTA
StateFL
Zip34231-7550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionS 12 FT OF LOT 23 ALL OF LOT 25 & N 21.4 FT OF LOT 27 BLK 13 FLORA VILLA
Legal Range18E
Legal Township37S
Legal Section04
Legal SubdivisionFLORA VILLA FINAL SURVEY
Legal Tract463
Legal Block13
Legal Lot Number23,25
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group2
Census Block2006
Census Tract1704

Owner

4551 Worcester Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Sarasota County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address4551 WORCESTER RD, SARASOTA, FL 34231-7550
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Aug 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 19, 2018Warranty Deed, Transfer · Conventional Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2018 · Amount on File
Deed SaleJun 19, 2018 · Amount on File
Prior SaleAug 1, 2006 · Amount on File
Deed Document Number201881730
Prior Transfer DateFeb 26, 2010
Prior Transfer Doc0000027302
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Recording DateOct 8, 2026
Property Address4551 WORCESTER RD, SARASOTA, FL 34231-7550
Document Number0000136566
Instrument DateOct 2, 2026
Instrument2026136566
Transaction TypeMortgage
Record UpdatedOct 19, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address4551 WORCESTER RD, SARASOTA, FL 34231-7550

Mortgage

Document Number0000136566,
DateOct 8, 2026
Instrument2026136566
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4551 WORCESTER RD, SARASOTA, FL 34231-7550
Transaction TypeMortgage
Record UpdatedSep 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4551 WORCESTER RD, SARASOTA, FL 34231-7550

Mortgage

Document Number0000126270
DateAug 11, 2023
Instrument2023126270
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJun 19, 2018
Property Address4551 WORCESTER RD, SARASOTA, FL 34231-7550
Document Number0000081730
Map ReferenceMB2 PG5
Instrument DateJun 18, 2018
Instrument2018081730
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyMTI TITLE INS AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4533 SW HIGHWAY 17, 4533, ARCADIA, FL 34266-6745

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4551 WORCESTER RD, SARASOTA, FL 34231-7550

Mortgage

Document Number0000081731
DateJun 19, 2018
Instrument2018081731
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4551 Worcester Rd was $2,364 with a homeowner's exemption, up 3.5% from the year before.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,364.00 (+3.46%) Homeowner's exemption$181,855$245,600 Land $131,600 Building $114,000
2024$2,285.00 (+4.77%)
2023$2,181.00 (+3.76%) Homeowner's exemption$171,583 (+3%)$251,200 (+12.85%) Land $162,100 Building $89,100
2022$2,102.00 Homeowner's exemption$166,585$222,600 Land $143,200 Building $79,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4551 Worcester Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 54 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies102 units insured
incl. 48 condo units
Nearby Flood Claims27 (1987–2024)
Claims Outside the SFHA16 of 27
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 12 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms & Flooding, Jun 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4551 Worcester Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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