St. Louis County property record for 4551 Emerson Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,440 sqft · built 2022 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $60,000 (Mar 2022) |
| Tax Bill | $7,752 (2026) |
| Deeds & Mortgages | Nov 2022 Construction Loan Mar 2022 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 375-0010-05950 |
| Primary APN | 375-0010-05950 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,440 sqft Gross Area |
| 1st Floor Area | 2,804 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Area | 3,012 sqft |
| Patio Area | 632 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1127727 |
|---|---|
| Street Address | 4551 EMERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | E1/2 OF SW1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 30 |
| Legal Subdivision | GNESEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10602 |
4551 Emerson Rd is owner-occupied and held in a trust since January 2025.
Source: St. Louis County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4551 EMERSON RD, DULUTH, MN 55803-9474 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Construction Mortgage MEMBERS COOPERATIVE CU |
| Mar 24, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on File |
| Deed Sale | Mar 24, 2022 · Amount on File |
| Prior Sale | Nov 3, 2008 · Amount on File |
| Deed Document Number | 20221439754 |
| Last Transfer Date | Jan 9, 2025 |
| Transfer Doc | 0001503205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4551 EMERSON RD, DULUTH, MN 55803-9474 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4551 EMERSON RD, DULUTH, MN 55803-9474 |
| Document Number | 0001456272 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 1456272 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Nov 15, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 24, 2022 |
| Property Address | 4551 EMERSON RD, DULUTH, MN 55803-9474 |
| Document Number | 0001439754 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 1439754 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5413 SHADY LN, DULUTH, MN 55811-9734 |
The 2026 property tax bill for 4551 Emerson Rd was $7,752 with a homeowner's exemption, up 23.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,752.00 (+23.6%) Homeowner's exemption | ||
| 2025 | $6,272.00 (+131.27%) Homeowner's exemption | $745,100 (+25.99%) Land $108,800 Building $636,300 | $745,100 (+25.99%) Land $108,800 Building $636,300 |
| 2024 | $2,712.00 (+350.5%) | $591,400 Land $98,900 Building $492,500 | $591,400 Land $98,900 Building $492,500 |
| 2023 | $602.00 | ||
| 2022 | $69,900 (+11.13%) Land $69,900 | $69,900 (+11.13%) Land $69,900 | |
| 2021 | $62,900 Land $62,900 | $62,900 Land $62,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4551 Emerson Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4551 Emerson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| CTC Fiber | 1,000 / 1,000 |
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