4551 Cooper Rd, Eden, MD 21822 Property Records

Wicomico County property record for 4551 Cooper Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,262 sqft · built 1987
Lot Size	14.6 acres (638,154 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Apr 2021)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-007752`

Property Details

APN / Parcel Number

Primary APN	`07-007752`
Alternative APN	`007752`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,262 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	638,154 sqft (14.6 acres)
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	007752
Street Address	4551 COOPER RD
City	EDEN
State	MD
Zip	21822-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	14.650 AC 4551 COOPER ROAD SW OF UPPER FERRY
Legal Subdivision	HUGH LARMORE
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2008
Census Tract	10800

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4551 COOPER RD, EDEN, MD 21822-2150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 2, 2021	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Prior Sale	Apr 27, 1984 · Amount on Record
Deed Book / Page	4824 / 249
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4551 COOPER RD, EDEN, MD 21822-2150
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4551 COOPER RD, EDEN, MD 21822-2150

Mortgage

Document Number	0056650021
Date	Feb 2, 2026
Book Page	5665/21

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 2, 2021
Property Address	4551 COOPER RD, EDEN, MD 21822-2150
Document Number	0048240249
Book / Page	4824 / 249
Instrument Date	Feb 16, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE AND ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4551 COOPER RD, EDEN, MD 21822-2150

Mortgage

Document Number	0004824257
Date	Apr 2, 2021
Instrument	4824/257

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,200 (+11.94%)	$394,200 (-) Land $55,400 Building $338,800
2025	$2,993.00 (+12.73%)	$318,200 (+19.55%)	$394,200 (+40.69%) Land $55,400 Building $338,800
2023	$2,655.00	$266,167	$280,200 Land $55,400 Building $224,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 92% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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