4551 15th St S, Moorhead, MN 56560 Property Records

Clay County property record for 4551 15th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.215 acres (9,404 sqft)
Owner	Individual Name on Record
Last Sale	$338,500 (Jul 2025)
Tax Bill	$5,016 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.614.0040`

Property Details

APN / Parcel Number

Primary APN	`58.614.0040`

Exterior

Lot Area	9,404 sqft (0.215 acres)

Location & Zoning

Street Address	4551 15TH ST S
City	MOORHEAD
State	MN
Zip	56560-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 001 LOT 004 PLATNUMBER PLATSUFFIX SUBDIVISIONCD 58614 SUBDIVISIONNAME PRAIRIE MEADOWS 4TH ADDN SUBDIVPHASE
Legal Subdivision	PRAIRIE MEADOWS 4TH ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1016
Census Tract	30110

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4551 15TH ST S, MOORHEAD, MN 56560-7126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Jan 21, 2021 · Amount on Record
Deed Document Number	2025856949
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jan 21, 2021
Property Address	4551 15TH ST S, MOORHEAD, MN 56560-7126
Document Number	0000811339
Instrument Date	Jan 20, 2021
Instrument	811339
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$904.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4551 15TH ST S, MOORHEAD, MN 56560-7126
Investor	Possibly a Property Investor

Mortgage

Document Number	0000811340
Date	Jan 21, 2021
Instrument	811340

Lender

Name	TOWN & COUNTRY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,016.00 (+20.46%) Homeowner's exemption	$320,800 (+2.13%) Land $42,400 Building $278,400	$320,800 (+2.13%) Land $42,400 Building $278,400
2025		$314,100 (+10.44%) Land $46,200 Building $267,900	$314,100 (+10.44%) Land $46,200 Building $267,900
2023	$4,164.00 Homeowner's exemption	$284,400 Land $42,900 Building $241,500	$284,400 Land $42,900 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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