45505 Osage Ct, Indian Wells, CA 92210 Property Records

Riverside County property record for 45505 Osage Ct, Indian Wells, CA 92210

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,801 sqft · built 1980
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$1,300,000 (Jul 2024)
Tax Bill	$11,185 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`633-194-016`

Property Details

APN / Parcel Number

Primary APN	`633-194-016`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	3,801 sqft Living Area
Gross Area	4,946 sqft
1st Floor Area	3,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Construction Type	Wood
Roof Material	Tile
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45505 OSAGE CT
City	INDIAN WELLS
State	CA
Zip	92210-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 MB 099/007 TR 10097 & INT IN COMMON LOTS A,B,C
Legal Subdivision	TRACT 10097
Legal Tract	10097
Legal Block	C
Legal Lot Number	16
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1000
Census Tract	45122

Owner

Source: Riverside County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45505 OSAGE CT, INDIAN WELLS, CA 92210-8742
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP
Aug 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Sep 1, 2010 · Amount on Record
Deed Document Number	2024208467
Last Transfer Date	Feb 18, 2026
Transfer Doc	0000055763
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45505 OSAGE CT, INDIAN WELLS, CA 92210-8742
Document Number	0000165226
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45505 OSAGE CT INDIAN WELLS CA 922108742, INDIAN WELLS, CA 92210-8742

Mortgage

Document Number	0000165226
Date	Apr 14, 2020
Instrument	165226

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45505 OSAGE CT, INDIAN WELLS, CA 92210-8742
Document Number	0000286039
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45505 OSAGE CT INDIAN WELLS CA 922108742, INDIAN WELLS, CA 92210-8742

Mortgage

Document Number	0000286039
Date	Jul 31, 2019
Instrument	286039

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2034

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45505 OSAGE CT, INDIAN WELLS, CA 92210-8742
Document Number	0000352712
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45505 OSAGE CT INDIAN WELLS CA 922108742, INDIAN WELLS, CA 92210-8742

Mortgage

Document Number	0000352712
Date	Aug 31, 2018
Instrument	352712

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2033

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indian Wells City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$829,800 (+2%) Land $248,934 Building $580,866
2025	$11,185.00 (+6.04%) Homeowner's exemption	$813,530 (+4.04%) Land $244,053 Building $569,477
2023	$10,548.00 (+3.6%) Homeowner's exemption	$781,941 Land $234,577 Building $547,364
2022	$10,181.00
2021			$1,109,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1979–1986)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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