45503 Peninsula Dr E, Grand Junction, MI 49056 Property Records

Van Buren County property record for 45503 Peninsula Dr E, Grand Junction, MI 49056

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.334 acres (14,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jul 2020)
Tax Bill	$89 (2025)
Deeds & Mortgages	Jan 2024 Construction Loan Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-05-350-051-00`

Property Details

APN / Parcel Number

Primary APN	`80-05-350-051-00`

Exterior

Lot Area	14,579 sqft (0.334 acres)
Lot Width	125 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	45503 PENINSULA DR E
City	GRAND JUNCTION
State	MI
Zip	49056-9462
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	NONE
Legal Description	451-A51 19-1-14 752-433 755-18 1413-673 * LOT 51 GREAT BEAR PENINSULA.
Legal Subdivision	GREAT BEAR PENINSULA
Legal Lot Number	51
Jurisdiction	VAN BUREN MI
Township / Civil Division	BLOOMINGDALE
Census Block Group	1
Census Block	1022
Census Tract	10101

Owner

Source: Van Buren County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11825 59TH ST, GRAND JUNCTION, MI 49056-9552
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Construction Mortgage OAK MORTGAGE LLC
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	May 12, 2004 · Amount on Record
Deed Book / Page	1702 / 250
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	45462 PENINSULA DR E, GRAND JUNCTION, MI 49056-9461
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001760/820
Date	Jan 8, 2024
Book Page	1760/820

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2035
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	13.3%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jul 1, 2020
Property Address	45462 PENINSULA DR E, GRAND JUNCTION, MI 49056-9461
Document Number	001702/250
Book / Page	1702 / 250
Map Reference	LB 5 PG 85
Instrument Date	Jun 25, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	04437 BEECHWOOD LN, 04437, SOUTH HAVEN, MI 49090-7786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11825 59TH ST, GRAND JUNCTION, MI 49056-9552

Mortgage

Document Number	0001702251
Date	Jul 1, 2020
Instrument	1702/251

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Bloomingdale Township
Unified School District	Bloomingdale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,800 (+361.7%)	$173,600 (+361.7%)
2025	$89.00 (-79.59%)	$18,800 (+50.4%)	$37,600 (+50.4%)
2024	$436.00
2023		$12,500	$25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bloomingdale Communications Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peninsula Dr E

Nearby Streets

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