4550 White Cedar Ln, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4550 White Cedar Ln, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,071 sqft · built 1982
Lot Size	0.227 acres (9,897 sqft)
Owner	2 Company Names on Record
Last Sale	$1,050,000 (May 2024)
Tax Bill	$17,386 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-25-05-004-0050`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-25-05-004-0050`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,071 sqft Living Area
Gross Area	4,004 sqft
1st Floor Area	3,071 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,897 sqft (0.227 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	522 sqft

Exterior Amenities

Pool Area	86 sqft
Porch	Finished/Open Porch
Porch Area	393 sqft
Patio Area	435 sqft
Storage Building	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4550 WHITE CEDAR LN
City	DELRAY BEACH
State	FL
Zip	33445-7037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-AA
Legal Description	DEL AIRE GOLF CLUB FIRST ADDITION LOT 5 BLK D
Legal Range	42E
Legal Township	46S
Legal Section	25
Legal Subdivision	DEL AIRE GOLF CLUB FIRST ADDITION
Legal Block	D
Legal Lot Number	5
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1001
Census Tract	6912

Owner

Source: Palm Beach County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4728 LITTLEGATE, BLOOMFIELD HILLS, MI 48302-2308
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage LUXURY MORTGAGE CORP
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Apr 11, 2018	Warranty Deed, Transfer PRINCETON TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	2024188071
Deed Book / Page	35052 / 941
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	0000163683
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4550 WHITE CEDAR LN, DELRAY BEACH, FL 33445-7037
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 WHITE CEDAR LN, DELRAY BEACH, FL 33445-7037

Mortgage

Document Number	0344321388
Date	Jul 14, 2023
Book Page	34432/1388
Instrument	20230241093

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4550 WHITE CEDAR LN, DELRAY BEACH, FL 33445-7037
Document Number	0304451631
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4550 WHITE CEDAR LN DELRAY BEACH FL 334457037, DELRAY BEACH, FL 33445-7037

Mortgage

Document Number	0304451631
Date	Feb 28, 2019
Book Page	030445/001631
Instrument	70926

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 11, 2018
Property Address	4550 WHITE CEDAR LN, DELRAY BEACH, FL 33445-7037
Document Number	0297731694
Book / Page	029773 / 001694
Instrument Date	Apr 9, 2018
Instrument	136796
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	PRINCETON TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$2,940.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 GLEN LN PORT WASHINGTON NY 110502506, PORT WASHINGTON, NY 11050-2506

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,386.00 (+19.92%)	$908,201 (+26.4%)	$908,201 (+26.4%) Land $439,871 Building $468,330
2024	$14,498.00 (+3.73%)
2023	$13,976.00 (+66.2%)	$718,491 (+48.81%) Land $286,650 Building $431,841	$718,491 (+48.81%) Land $286,650 Building $431,841
2022	$8,409.00	$482,818 Land $222,750 Building $260,068	$482,818 Land $222,750 Building $260,068

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	14 (1983–2016)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Mar 2016 · rainfall accumulation
Claims by Event	Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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