4550 Summit Ridge Rd, Upper Arlington (Columbus), OH 43220 Property Records

Franklin County property record for 4550 Summit Ridge Rd, Upper Arlington, OH 43220

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,036 sqft · built 1949
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$895,000 (Aug 2021)
Tax Bill	$15,093 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-011987`

Property Details

APN / Parcel Number

Primary APN	`070-011987`
Alternative APN	`07001198700`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,036 sqft Living Area
1st Floor Area	4,036 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2021
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	41,818 sqft (0.96 acres)
View / Lot	Corner
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4550 SUMMIT RIDGE RD
City	COLUMBUS
State	OH
Zip	43220-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4550 SUMMIT RIDGE DR .956AC R19T11-4T1-2
Legal Subdivision	US MILITARY LANDS
Legal Lot Number	6
Jurisdiction	FRANKLIN OH
Township / Civil Division	UPPER ARLINGTON
Census Block Group	1
Census Block	1006
Census Tract	6340

Owner

Source: Franklin County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4550 SUMMIT RIDGE RD, COLUMBUS, OH 43220-2257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage KINGSTON NATIONAL BANK
Aug 24, 2021	Survivorship Deed, Transfer CROWN SEARCH SERVICES
May 24, 2018	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 9, 2020	Warranty Deed, Transfer GREAT AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	2021150563
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4550 SUMMIT RIDGE RD, UPPER ARLINGTON, OH 43220-2257
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 SUMMIT RIDGE RD, COLUMBUS, OH 43220-2257

Mortgage

Document Number	0000126669
Date	Sep 2, 2022
Instrument	202209020126669

Lender

Name	KINGSTON NATIONAL BANK
Type	Bank
Address	KINGSTON, OH 45644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2037

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FRANKLIN OH
Recording Date	Aug 24, 2021
Property Address	4550 SUMMIT RIDGE RD, UPPER ARLINGTON, OH 43220-2257
Document Number	0000150563
Map Reference	MB 1438 PG 45-47
Instrument Date	Jun 24, 2021
Instrument	202108240150563
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount Recorded
Tax	$895.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4550 SUMMIT RIDGE RD, COLUMBUS, OH 43220-2257

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4550 SUMMIT RIDGE RD, UPPER ARLINGTON, OH 43220-2257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069259
Date	May 24, 2018
Instrument	201805240069259

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.9%
Index	1-Year LIBOR
Max Rate	8.9%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4550 SUMMIT RIDGE RD, UPPER ARLINGTON, OH 43220-2257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SILK ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203527
Date	Dec 21, 2020
Instrument	202012210203527

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Oct 9, 2020
Property Address	4550 SUMMIT RIDGE RD, UPPER ARLINGTON, OH 43220-2257
Document Number	0000155932
Instrument Date	Jun 30, 2020
Instrument	155932
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 SUMMIT RIDGE RD COLUMBUS OH 432202257, COLUMBUS, OH 43220-2257

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Upper Arlington City
Unified School District	Upper Arlington City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,720 (-) Land $90,300 Building $170,420	$744,900 (-) Land $258,000 Building $486,900
2024	$15,093.00 (+1.25%) Homeowner's exemption	$260,720 (-) Land $90,300 Building $170,420
2023	$14,906.00 (-18.38%) Homeowner's exemption	$260,720 (-0.24%) Land $90,300 Building $170,420	$744,900 (-0.24%) Land $258,000 Building $486,900
2022	$18,262.00 Homeowner's exemption	$261,350 Land $60,200 Building $201,150
2020			$746,700 Land $172,000 Building $574,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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