4550 Settles Point Rd, Suwanee, GA 30024 Property Records

Gwinnett County property record for 4550 Settles Point Rd, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,468 sqft · built 1988
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (May 2017)
Tax Bill	$4,984 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-277-045`

Property Details

APN / Parcel Number

Primary APN	`7-277-045`
Alternative APN	`R7277 045`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
1st Floor Area	1,156 sqft
Basement Area	1,156 sqft
Finished Basement	106 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	7277045
Street Address	4550 SETTLES POINT RD
City	SUWANEE
State	GA
Zip	30024-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L6 BA SETTLES BRIDGE 1
Legal Subdivision	SETTLES BRIDGE
Legal Block	A
Legal Lot Number	6
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1025
Census Tract	50242

Owner

4550 Settles Point Rd is owned and occupied by two individuals who acquired it in May 2017.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4550 SETTLES POINT RD, SUWANEE, GA 30024-1985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK
May 31, 2017	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK
May 31, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	May 9, 2002 · Amount on File
Deed Document Number	0055152539
Deed Book / Page	55152 / 539
Last Transfer Date	May 31, 2017
Transfer Doc	0551520539
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4550 SETTLES POINT RD, SUWANEE, GA 30024-1985
Document Number	0578060255
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	ORIGIN TITLE AND ESCROW, ORIGIN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 SETTLES POINT RD SUWANEE GA 300241985, SUWANEE, GA 30024-1985

Mortgage

Document Number	0578060255
Date	Aug 31, 2020
Book Page	057806/000255

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2035

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	May 31, 2017
Property Address	4550 SETTLES POINT RD, SUWANEE, GA 30024-1985
Document Number	0551520539
Book / Page	055152 / 000539
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1018 PINE ACRE DR SUGAR HILL GA 305186708, SUGAR HILL, GA 30518-6708

Mortgage

Document Number	551520541
Date	May 31, 2017
Book Page	055152/000541

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	GWINNETT GA
Recording Date	May 31, 2017
Property Address	4550 SETTLES POINT RD, SUWANEE, GA 30024-1985
Document Number	0551520536
Book / Page	055152 / 000536
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 SETTLES POINT RD SUWANEE GA 300241985, SUWANEE, GA 30024-1985

Tax Assessment & Valuation

The 2025 property tax bill for 4550 Settles Point Rd was $4,984 with a homeowner's exemption.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Suwanee City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,984.00	$195,320 Land $38,000 Building $157,320	$488,300 Land $95,000 Building $393,300
2023	$4,754.00	$199,600 Land $40,800 Building $158,800
2022			$499,000 Land $102,000 Building $397,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4550 Settles Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4550 Settles Point Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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