4550 N Stetson Ter, Hernando, FL 34442 Property Records

Citrus County property record for 4550 N Stetson Ter, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1970
Lot Size	0.239 acres (10,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Jul 2022)
Tax Bill	$1,654 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0090-00310-0180`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0090-00310-0180`
Alternative APNs	`1418S19E0090003100180` `1600138`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	660 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,421 sqft (0.239 acres)
Lot Dimensions	96 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	350 sqft
Porch	Unfinished Open Porch
Porch Area	30 sqft
Utility Building	221 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1600138
Street Address	4550 N STETSON TER
City	HERNANDO
State	FL
Zip	34442-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDRMH
Legal Description	APACHE SHORES UNIT 9 PB 4 PG 143 LOTS 18 & 19 BLK 31
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	APACHE SHORES UNIT 9
Legal Block	31
Legal Lot Number	18,19
Legal Unit	9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2016
Census Tract	450106

Owner

Source: Citrus County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6111 N CARL G ROSE HWY, HERNANDO, FL 34442-2140
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 15, 2022	Warranty Deed, Transfer
Oct 8, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	May 3, 2002 · Amount on Record
Deed Document Number	202250054
Deed Book / Page	3302 / 2213
Last Transfer Date	Dec 13, 2024
Transfer Doc	0035291736
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 9, 2026
Property Address	4550 N STETSON TER, HERNANDO, FL 34442-3010
Document Number	0036410681
Book / Page	3641 / 681
Map Reference	MB 4 PG 143
Instrument Date	Oct 30, 2025
Instrument	2026007275
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 VANDERHOFF RD, ALPINE, NY 14805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6111 N CARL G ROSE HWY, HERNANDO, FL 34442-2140

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 8, 2025
Property Address	4550 N STETSON TER, HERNANDO, FL 34442-3010
Document Number	0035992199
Book / Page	3599 / 2199
Map Reference	MB 4 PG 143
Instrument Date	Jun 7, 2025
Instrument	2025054363
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6111 N CARL G ROSE HWY, HERNANDO, FL 34442-2140

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 15, 2022
Property Address	4550 N STETSON TER, HERNANDO, FL 34442-3010
Document Number	0033022213
Book / Page	3302 / 2213
Map Reference	MB 4 PG 143
Instrument Date	Jun 10, 2022
Instrument	2022050054
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 46, READING CENTER, NY 14876-0046

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4940 TUTTLE RD, BURDETT, NY 14818-9788

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 8, 2021
Property Address	4550 N STETSON TER, HERNANDO, FL 34442-3010
Document Number	0032131934
Book / Page	3213 / 1934
Map Reference	MB 4 PG 143
Instrument Date	Jul 30, 2021
Instrument	2021069880
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 W 2ND ST, 706, WATKINS GLEN, NY 14891-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 TUTTLE RD, BURDETT, NY 14818-9788

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,654.00 (+36.13%)	$99,309 (+1.89%) Land $9,600 Building $89,709	$99,309 (+1.89%) Land $9,600 Building $89,709
2024	$1,215.00 (+3.58%)	$97,471 (+0.72%) Land $6,000 Building $91,471	$97,471 (+0.72%) Land $6,000 Building $91,471
2023	$1,173.00 (+31.8%)	$96,775 (+66.48%) Land $6,000 Building $90,775	$96,775 (+66.48%) Land $6,000 Building $90,775
2022	$890.00	$58,129 Land $5,100 Building $53,029	$58,129 Land $5,100 Building $53,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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