4550 McGregor Rd, Adams, TN 37010 Property Records

Montgomery County property record for 4550 McGregor Rd, Adams, TN 37010

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,099 sqft · built 1940
Lot Size189 acres (8,271,173 sqft)
OwnerIndividual Name on Record
Tax Bill$4,806 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN14 31.00

Property Details

APN / Parcel Number

Primary APN14 31.00
Alternative APNs
  • 014 03100 000
  • 7375

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,099 sqft Living Area
Gross Area3,079 sqft
1st Floor Area2,099 sqft
Basement Area324 sqft
Unfinished Basement324 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,271,173 sqft (189 acres)
Garage TypeCarport
Garage Area544 sqft
CarportCarport
Carport Area544 sqft

Exterior Amenities

PorchSlab
Porch Area267 sqft
Patio Area1,199 sqft
Shed1 Shed
Shed Area3,120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant
Water SourceCommercial

Location & Zoning

Street Address4550 MCGREGOR RD
CityADAMS
StateTN
Zip37010-9145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Description6-7 POOL FILLED IN,FRPL GONE; 10% PHYS DEP-INTERIOR DAMAGE T-00 1 TBARN,HARVESTORE SILO & ALL OTHER BUILDINGS N/V T-00 P/U
JurisdictionMONTGOMERY TN
Township / Civil Division19
Census Block Group1
Census Block1008
Census Tract101904

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4550 MCGREGOR RD, ADAMS, TN 37010-9145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED SOUTHERN BANK
May 19, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TN
Recording DateMay 14, 2026
Property Address4550 MCGREGOR RD, ADAMS, TN 37010-9145
Document Number0001543899
Book / Page2490 / 2306
Instrument DateMay 14, 2026
Instrument20261543899
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4550 MCGREGOR RD, ADAMS, TN 37010-9145

Mortgage

Document Number0001543899,
DateMay 14, 2026
Book Page2490/2306
Instrument20261543899
Lender
NameUNITED SOUTHERN BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 14, 2046
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TN
Property Address4550 MCGREGOR RD, ADAMS, TN 37010-9145
Transaction TypeMortgage
Record UpdatedJun 6, 2023
Title CompanyFREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002299/685
DateMay 19, 2023
Book Page2299/685
Instrument1423517
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 10, 2028

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMontgomery County
Unified School DistrictClarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,806.00$228,836 (-)$2,986,500 (-) Land $2,986,500
2024$4,806.00 (-3.24%)$228,836 (+37.75%)$2,986,500 (+349.42%) Land $2,986,500
2023$4,967.00$166,129 (-)
2022$4,967.00$166,129$664,517 Land $472,417 Building $192,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cumberland Connect
Fiber
1,000 / 1,000
CDE Lightband
Fiber
1,000 / 1,000

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