4550 Garrett Rd, Ekron, KY 40117 Property Records

Meade County property record for 4550 Garrett Rd, Ekron, KY 40117

Property Summary

Property TypeResidential Vacant Land
Lot Size0.321 acres (13,987 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jul 2025)
Tax Bill$1,851 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN138-20-00-011

Property Details

APN / Parcel Number

Primary APN138-20-00-011
Alternative APNs
  • 0018216
  • 024159

Exterior

Lot Area13,987 sqft (0.321 acres)

Location & Zoning

Account Number024159
Street Address4550 GARRETT RD
CityEKRON
StateKY
Zip40117-8601
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHOUSE&LOT (<1AC)
JurisdictionMEADE KY
Township / Civil DivisionFLAHERTY
Census Block Group2
Census Block2010
Census Tract970301

Owner

4550 Garrett Rd, residential vacant land, is owned and occupied by an individual who bought it in July 2025.

Source: Meade County records, as of December 30, 2025

Owner of RecordIndividual Name on File
Mailing Address4550 GARRETT RD, EKRON, KY 40117-8601
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMONWEALTH BANK & TRUST CO
Jul 15, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY TRUST BANK INC
Jan 4, 2023Deed, Transfer · FHA Mortgage
LEXINGTON-FAYETTE URBAN COUNTY GOV
Sep 18, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
COMMONWEALTH BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2025 · Amount on File
Deed SaleJul 15, 2025 · Amount on File
Prior SaleSep 18, 2017 · Amount on File
Deed Document Number2025319303
Deed Book / Page769 / 263
Prior Transfer DateAug 31, 2017
Prior Transfer Doc000653/171
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE KY
Property Address4550 GARRETT RD, EKRON, KY 40117-8601
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001002/391
DateJul 13, 2021
Book Page1002/391
Instrument251290
Lender
NameCOMMONWEALTH BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40222
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE KY
Property Address4550 GARRETT RD, EKRON, KY 40117-8601
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1181/313
DateJul 15, 2025
Book PageM1181/313
Instrument319306
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPO BOX 2947, PIKEVILLE, KY 41502
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2055

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionMEADE KY
Recording DateJan 4, 2023
Property Address4550 GARRETT RD, EKRON, KY 40117-8601
Document Number000D733/71
Book / PageD733 / 71
Instrument DateDec 29, 2022
Instrument264660
Transaction TypeTransfer
Record UpdatedDec 30, 2025
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 LISA DR APT 14, 14, BRANDENBURG, KY 40108-1413

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 WINDSOR PL, BRANDENBURG, KY 40108-9720

Mortgage

Document Number0000264661
DateJan 4, 2023
Instrument264661
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

Mortgage

Document Number0M1076/405
DateJan 4, 2023
Book PageM1076/405
Instrument264662
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term120 Months
DueJan 1, 2033

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMEADE KY
Recording DateSep 18, 2017
Property Address4550 GARRETT RD, EKRON, KY 40117-8601
Document Number000653/171
Book / Page653 / 171
Instrument DateAug 31, 2017
Instrument228261
Transaction TypeTransfer
Record UpdatedDec 30, 2025
Title CompanyMATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SERVICE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1430 BUCK KNOBS RD, EKRON, KY 40117-8673

Transferred To (Grantee/Buyer)

NameVerified Name
Address4550 GARRETT RD, EKRON, KY 40117-8601

Mortgage

Document Number0000228262
DateSep 18, 2017
Instrument228262
Lender
NameCOMMONWEALTH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4550 Garrett Rd was $1,851.

Source: Meade County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMeade County
Unified School DistrictMeade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,851.00$164,900 (-)$164,900 (-)
2024$1,851.00 (-3.14%)$164,900 (-)$164,900 (-)
2023$1,911.00 (+82.35%)$164,900 (+83.22%)$164,900 (+83.22%)
2022$1,048.00$90,000$90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4550 Garrett Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4550 Garrett Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEADE COUNTY WATER DISTRICT
serves 33,313 people · EPA ID KY0820369
Water SourcePurchased surface water from several systems
Last State InspectionApr 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Feb 2026
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brandenburg Telecom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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