Meade County property record for 4550 Garrett Rd, Ekron, KY 40117
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.321 acres (13,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jul 2025) |
| Tax Bill | $1,851 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-00-011 |
| Primary APN | 138-20-00-011 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,987 sqft (0.321 acres) |
|---|
| Account Number | 024159 |
|---|---|
| Street Address | 4550 GARRETT RD |
| City | EKRON |
| State | KY |
| Zip | 40117-8601 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | HOUSE&LOT (<1AC) |
| Jurisdiction | MEADE KY |
| Township / Civil Division | FLAHERTY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970301 |
4550 Garrett Rd, residential vacant land, is owned and occupied by an individual who bought it in July 2025.
Source: Meade County records, as of December 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4550 GARRETT RD, EKRON, KY 40117-8601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Jul 15, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Jan 4, 2023 | Deed, Transfer · FHA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Sep 18, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Sep 18, 2017 · Amount on File |
| Deed Document Number | 2025319303 |
| Deed Book / Page | 769 / 263 |
| Prior Transfer Date | Aug 31, 2017 |
| Prior Transfer Doc | 000653/171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE KY |
| Property Address | 4550 GARRETT RD, EKRON, KY 40117-8601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001002/391 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 1002/391 |
| Instrument | 251290 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE KY |
| Property Address | 4550 GARRETT RD, EKRON, KY 40117-8601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M1181/313 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | M1181/313 |
| Instrument | 319306 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PO BOX 2947, PIKEVILLE, KY 41502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MEADE KY |
| Recording Date | Jan 4, 2023 |
| Property Address | 4550 GARRETT RD, EKRON, KY 40117-8601 |
| Document Number | 000D733/71 |
| Book / Page | D733 / 71 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 264660 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 LISA DR APT 14, 14, BRANDENBURG, KY 40108-1413 |
| Name | Verified Name |
|---|---|
| Address | 327 WINDSOR PL, BRANDENBURG, KY 40108-9720 |
| Document Number | 0000264661 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 264661 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Number | 0M1076/405 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | M1076/405 |
| Instrument | 264662 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MEADE KY |
| Recording Date | Sep 18, 2017 |
| Property Address | 4550 GARRETT RD, EKRON, KY 40117-8601 |
| Document Number | 000653/171 |
| Book / Page | 653 / 171 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 228261 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SERVICE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 BUCK KNOBS RD, EKRON, KY 40117-8673 |
| Name | Verified Name |
|---|---|
| Address | 4550 GARRETT RD, EKRON, KY 40117-8601 |
| Document Number | 0000228262 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 228262 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 4550 Garrett Rd was $1,851.
Source: Meade County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Meade County |
| Unified School District | Meade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,851.00 | $164,900 (-) | $164,900 (-) |
| 2024 | $1,851.00 (-3.14%) | $164,900 (-) | $164,900 (-) |
| 2023 | $1,911.00 (+82.35%) | $164,900 (+83.22%) | $164,900 (+83.22%) |
| 2022 | $1,048.00 | $90,000 | $90,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4550 Garrett Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4550 Garrett Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEADE COUNTY WATER DISTRICT serves 33,313 people · EPA ID KY0820369 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Feb 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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