4550 E Sleepy Ranch Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4550 E Sleepy Ranch Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,963 sqft · built 2002
Lot Size	0.301 acres (13,105 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Feb 2018)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`211-34-154`

Property Details

APN / Parcel Number

Primary APN	`211-34-154`
Alternative APN	`211341542`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,165 sqft
1st Floor Area	1,963 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	13,105 sqft (0.301 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Pool Area	414 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4550 E SLEEPY RANCH RD
City	CAVE CREEK
State	AZ
Zip	85331-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	ASHLER HILLS RANCH 2 MCR 513-40
Legal Range	4E
Legal Township	5N
Legal Section	18
Legal Subdivision	ASHLER HILLS RANCH 2
Legal Lot Number	104
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1003
Census Tract	612500

Owner

4550 E Sleepy Ranch Rd is owned and occupied by two individuals who acquired it in September 2018.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4550 E SLEEPY RANCH RD, CAVE CREEK, AZ 85331-4420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Mar 23, 2020	Deed of Trust, Mortgage · Conventional with PMI WATERMARK CAP
May 16, 2019	Deed of Trust, Mortgage · Conventional with PMI WATERMARK CAP
Sep 28, 2018	Quit Claim Deed, Transfer WATERMARK CAP
Feb 28, 2018	Warranty Deed, Transfer · Conventional with PMI WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Sep 23, 2008 · Amount on File
Deed Document Number	2018154112
Last Transfer Date	Sep 20, 2018
Transfer Doc	0000733622
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4550 E SLEEPY RANCH RD, CAVE CREEK, AZ 85331-4420
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 E SLEEPY RANCH RD, CAVE CREEK, AZ 85331-4420

Mortgage

Document Number	0000023267
Date	Jan 17, 2023
Instrument	20230023267

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4550 E SLEEPY RANCH RD, CAVE CREEK, AZ 85331-4420
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 E SLEEPY RANCH RD, CAVE CREEK, AZ 85331-4420

Mortgage

Document Number	0001112929
Date	Oct 15, 2021
Instrument	20211112929

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4550 E SLEEPY RANCH RD, CAVE CREEK, AZ 85331-4420
Document Number	0000271822
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4550 E SLEEPY RANCH RD CAVE CREEK AZ 853314420, CAVE CREEK, AZ 85331-4420

Mortgage

Document Number	0000271822
Date	Mar 30, 2020
Instrument	271822

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4550 E SLEEPY RANCH RD, CAVE CREEK, AZ 85331-4420
Document Number	0000387323
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4550 E SLEEPY RANCH RD CAVE CREEK AZ 853314420, CAVE CREEK, AZ 85331-4420

Mortgage

Document Number	0000387323
Date	May 28, 2019
Instrument	387323

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2018
Property Address	4550 E SLEEPY RANCH RD, CAVE CREEK, AZ 85331-4420
Document Number	0000733622
Instrument Date	Sep 20, 2018
Instrument	733622
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4550 E SLEEPY RANCH RD CAVE CREEK AZ 853314420, CAVE CREEK, AZ 85331-4420

Mortgage

Document Number	733623
Date	Sep 28, 2018
Instrument	733623

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 28, 2018
Property Address	4550 E SLEEPY RANCH RD, CAVE CREEK, AZ 85331-4420
Document Number	0000154112
Instrument Date	Feb 12, 2018
Instrument	154112
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4550 E SLEEPY RANCH RD CAVE CREEK AZ 853314420, CAVE CREEK, AZ 85331-4420

Mortgage

Document Number	154113
Date	Feb 28, 2018
Instrument	154113

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4550 E Sleepy Ranch Rd was $2,384.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,260 (+59.68%)	$642,600 (+1.76%) Land $128,500 Building $514,100
2025	$2,384.00	$40,244 (-37.25%)	$631,500 (-1.53%) Land $126,300 Building $505,200
2024		$64,130	$641,300 Land $128,200 Building $513,100
2023	$2,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4550 E Sleepy Ranch Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Sep 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4550 E Sleepy Ranch Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Mojo Broadband Fixed Wireless	250 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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