Maricopa County property record for 4550 E Karen Dr, Phoenix, AZ 85032
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,048 sqft · built 1983 |
| Lot Size | 0.331 acres (14,434 sqft) |
| Owner | Individual Name on File |
| Last Sale | $517,500 (Aug 2019) |
| Tax Bill | $4,416 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 215-70-068 |
| Primary APN | 215-70-068 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,048 sqft Living Area |
| 1st Floor Area | 2,009 sqft |
| 2nd Floor Area | 1,039 sqft |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,434 sqft (0.331 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 336 sqft |
| Patio Area | 136 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4550 E KAREN DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85032-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-14 |
| Legal Description | LA VIA VERDE 1 MCR 211-33 |
| Legal Range | 04E |
| Legal Township | 03N |
| Legal Section | 07 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | LA VIA VERDDE 1 |
| Legal Lot Number | 38 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 103211 |
Source: Maricopa County records · APN 215-70-068
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9135 N 106TH PL, SCOTTSDALE, AZ 85258-6109 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Oct 30, 2018 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Aug 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Prior Sale | Sep 19, 2013 · Amount on Record |
| Deed Document Number | 20190641589 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4550 E KAREN DR, PHOENIX, AZ 85032-4810 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4550 E KAREN DR, PHOENIX, AZ 85032-4810 |
| Document Number | 0000106710 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 20260106710 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4550 E KAREN DR, PHOENIX, AZ 85032-4810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|---|
| Address | 4550 E KAREN DR, PHOENIX, AZ 85032-4810 |
| Document Number | 0000809535 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 20180809535 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Nov 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 20, 2019 |
| Property Address | 4550 E KAREN DR, PHOENIX, AZ 85032-4810 |
| Document Number | 0000641589 |
| Map Reference | MB 211 PG 33 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 20190641589 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4550 E KAREN DR, 4550, PHOENIX, AZ 85032-4810 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 9135 N 106TH PL, SCOTTSDALE, AZ 85258-6109 |
| Document Number | 0000641590 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 20190641590 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 01, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,360 (+3.09%) | $663,600 (+3.09%) Land $132,700 Building $530,900 | |
| 2025 | $4,416.00 (+42.36%) | ||
| 2024 | $64,370 | $643,700 Land $128,700 Building $515,000 | |
| 2023 | $3,102.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040131032112, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Wi-Fiber.
Based on FCC filings for 550 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AZ0407025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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