4550 E Bent Tree Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4550 E Bent Tree Dr, Cave Creek, AZ 85331 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,544 sqft · built 1999
Lot Size0.185 acres (8,050 sqft)
OwnerIndividual Name on File
Last Sale$618,000 (Jun 2024)
Tax Bill$2,469 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN212-18-152

Property Details

APN / Parcel Number

Primary APN212-18-152
Alternative APN
  • 212181521

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,544 sqft Living Area
Gross Area2,759 sqft
1st Floor Area2,544 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area8,050 sqft (0.185 acres)
View / LotGreenbelt
Parking Spaces3 Parking Spaces
Patio Area215 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address4550 E BENT TREE DR
CityCAVE CREEK
StateAZ
Zip85331-2683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIAMOND CREEK MCR 471-32
Legal Range4E
Legal Township5N
Legal Section31
Legal SubdivisionDIAMOND CREEK
Legal Lot Number127
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group3
Census Block3023
Census Tract613300

Owner

Source: Maricopa County records · APN 212-18-152

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4550 E BENT TREE DR, CAVE CREEK, AZ 85331-2683
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
GENCOR COMMERCIAL CAPITAL LLC
Oct 29, 2021Deed of Trust, Mortgage · Commercial Mortgage
FAY SERVICING LLC
Mar 25, 2019Deed of Trust, Mortgage · Conventional with PMI
GENCOR COMMERCIAL CAPITAL LLC
Jan 27, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
GOLDWATER BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2024 · Amount on Record
Deed SaleJun 14, 2024 · Amount on Record
Prior SaleMar 27, 2008 · Amount on Record
Deed Document Number2024319168
Prior Transfer DateJan 23, 2017
Prior Transfer Doc0000066766
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateApr 29, 2026
Property Address4550 E BENT TREE DR, CAVE CREEK, AZ 85331-2683
Document Number0000257358
Instrument DateApr 24, 2026
Instrument2026257358
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address4550 E BENT TREE DR, CAVE CREEK, AZ 85331-2683

Mortgage

Document Number0000257358,
DateApr 29, 2026
Instrument2026257358
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4550 E BENT TREE DR, CAVE CREEK, AZ 85331-2683
Transaction TypeMortgage
Record UpdatedMar 08, 2022
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4537 E BLUE SKY DR, CAVE CREEK, AZ 85331-2693

Mortgage

Document Number0000185155
DateFeb 28, 2022
Instrument20220185155
Lender
NameGENCOR COMMERCIAL CAPITAL LLC
TypeNon-Lending Institution
AddressSCOTTSDALE, AZ 85260
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4550 E BENT TREE DR, CAVE CREEK, AZ 85331-2683
Transaction TypeMortgage
Record UpdatedNov 05, 2021
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4550 E BENT TREE DR, CAVE CREEK, AZ 85331-2683

Mortgage

Document Number0001169361
DateOct 29, 2021
Instrument20211169361
Lender
NameFAY SERVICING LLC
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4550 E BENT TREE DR, CAVE CREEK, AZ 85331-2683
Document Number0000215609
Instrument DateMar 25, 2019
Transaction TypeMortgage
Record UpdatedApr 08, 2019
Title CompanyTHOMAS TITLE AND ESCROW, THOMAS TITLE & ESCROW

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4537 E BLUE SKY DR CAVE CREEK AZ 853312693, CAVE CREEK, AZ 85331-2693

Mortgage

Document Number0000215609
DateMar 28, 2019
Instrument215609
Lender
NameGENCOR COMMERCIAL CAPITAL LLC
Address8260 E RAINTREE DR # 205, SCOTTSDALE, AZ 85260-2516
Agreement
TypeConventional with PMI
AmountAmount Recorded

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJan 27, 2017
Property Address4550 E BENT TREE DR, CAVE CREEK, AZ 85331-2683
Document Number0000066766
Map ReferenceMAP471 PG32
Instrument DateJan 23, 2017
Instrument2017-0066766
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyEMPIRE WEST TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4537 E BLUE SKY DR, CAVE CREEK, AZ 85331-2693

Mortgage

Document Number0000066767
DateJan 27, 2017
Instrument2017-0066767
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$61,930 (+48.55%)$619,300 (+2.84%) Land $123,800 Building $495,500
2025$2,469.00 (+7.25%)$41,691 (-35.84%)$602,200 (-7.33%) Land $120,400 Building $481,800
2024$64,980$649,800 Land $129,900 Building $519,900
2023$2,302.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040136133003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
1% annual chance, depth under 1 ft
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 58 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims6 (1996–2013)
Most Recent ClaimJul 2013, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 47% of the US · above 38% of Arizona
Wildfire LikelihoodAbout 1 in 1,563 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
AirFiber WISPFixed Wireless (unlicensed)1,000 / 500
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: BAM Broadband OpCo, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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