4550 Cove Dr, Carlsbad, CA 92008 Property Records

San Diego County property record for 4550 Cove Dr, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,014 sqft · built 1989
Lot Size	0.93 acres (4,053 sqft)
Owner	Trust Name on File
Last Sale	$1,315,000 (Jun 2021)
Tax Bill	$15,378 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`207-150-12-00`

Property Details

APN / Parcel Number

Primary APN	`207-150-12-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,014 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,053 sqft (0.93 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4550 COVE DR
City	CARLSBAD
State	CA
Zip	92008-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-W
Legal Description	LOT 12 TR 005162
Legal Subdivision	SHELTER COVE
Legal Tract	005162
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	17810

Owner

4550 Cove Dr is owner-occupied and held in a trust since June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	4550 COVE DR, CARLSBAD, CA 92008-4209
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Intrafamily Transfer, Transfer
Apr 20, 2023	Intrafamily Transfer, Transfer
Apr 20, 2023	Intrafamily Transfer, Transfer
Jun 17, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Apr 29, 2002 · Amount on File
Deed Document Number	2021443385
Prior Transfer Date	Dec 30, 1993
Prior Transfer Doc	0000048042
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2023
Property Address	4550 COVE DR, CARLSBAD, CA 92008-4209
Document Number	0000104004
Map Reference	MAP 5162
Instrument Date	Apr 19, 2023
Instrument	2023-0104004
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1250 ARROYO WAY APT 504, 504, WALNUT CREEK, CA 94596-4572

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2023
Property Address	4550 COVE DR, CARLSBAD, CA 92008-4209
Document Number	0000104003
Map Reference	MAP 5162
Instrument Date	Apr 19, 2023
Instrument	2023-0104003
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 ARROYO WAY APT 504, 504, WALNUT CREEK, CA 94596-4572

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2023
Property Address	4550 COVE DR, CARLSBAD, CA 92008-4209
Document Number	0000104002
Map Reference	MAP 5162
Instrument Date	Apr 19, 2023
Instrument	2023-0104002
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1250 ARROYO WAY APT 504, 504, WALNUT CREEK, CA 94596-4572

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2021
Property Address	4550 COVE DR, CARLSBAD, CA 92008-4209
Document Number	0000443385
Map Reference	MAP 5162
Instrument Date	May 2, 2021
Instrument	2021-0443385
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1112 SANDERS DR, MORAGA, CA 94556-1919

Mortgage

Document Number	0000443386
Date	Jun 17, 2021
Instrument	2021-0443386

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	4550 COVE DR, CARLSBAD, CA 92008-4209
Document Number	0000162851
Instrument Date	Apr 24, 2019
Instrument	162851
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4550 COVE DR CARLSBAD CA 920084209, CARLSBAD, CA 92008-4209

Tax Assessment & Valuation

The 2025 property tax bill for 4550 Cove Dr was $15,378 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,451,864 (+2%) Land $1,120,641 Building $331,223
2025	$15,378.00 Homeowner's exemption	$1,423,397 Land $1,098,668 Building $324,729
2023	$14,852.00 (+1.56%)	$1,368,126 Land $1,056,006 Building $312,120
2022	$14,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4550 Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	53 units insured incl. 45 condo units
Nearby Flood Claims	2 (1982–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4550 Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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