4550 Cascadita Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 4550 Cascadita Cir, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1976
Lot Size0.106 acres (4,600 sqft)
Owner2 Individual Names on File
Last Sale$259,000 (Sep 2015)
Tax Bill$3,478 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN158-232-12-00

Property Details

APN / Parcel Number

Primary APN158-232-12-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area4,600 sqft (0.106 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4550 CASCADITA CIR
CityOCEANSIDE
StateCA
Zip92057-6758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 12 TR 008236
Legal SubdivisionMISSION HERMOS
Legal Tract008236
Legal Block3
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3004
Census Tract18520

Owner

4550 Cascadita Cir is owned and occupied by two individuals who bought it in September 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address4550 CASCADITA CIR, OCEANSIDE, CA 92057-6758
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2015 · Amount on File
Deed SaleSep 24, 2015 · Amount on File
Prior SaleSep 4, 2001 · Amount on File
Deed Document Number2015504305
Prior Transfer DateDec 13, 1993
Prior Transfer Doc0000850788
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4550 CASCADITA CIR, OCEANSIDE, CA 92057-6758
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000439322
DateAug 7, 2020
Instrument2020-0439322
Lender
NameRIGHT START MORTGAGE INC
TypeMortgage Company
AddressLA PUENTE, CA 91746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4550 Cascadita Cir was $3,478.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$312,726 (+2%) Land $220,752 Building $91,974
2025$3,478.00$306,595 Land $216,424 Building $90,171
2023$3,306.00 (+1.5%)$294,691 Land $208,021 Building $86,670
2022$3,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4550 Cascadita Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4550 Cascadita Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: GeoLinks, San Diego Broadband.

Nearby Properties on Cascadita Cir

Nearby Streets

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