Okaloosa County property record for 4550 Biscayne Bay, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,769 sqft · built 2007 |
| Lot Size | 0.026 acres (1,150 sqft) |
| Owner | Company Name on File |
| Last Sale | $605,000 (Apr 2012) |
| Tax Bill | $10,267 (2025) |
| Deeds & Mortgages | Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-9145-7 |
| Primary APN | C56-000-598-9145-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 2,769 sqft Living Area |
| Gross Area | 3,375 sqft |
| 1st Floor Area | 1,017 sqft |
| Upper Floors Area | 1,802 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 1,150 sqft (0.026 acres) |
| Porch | Slab |
| Porch Area | 606 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4550 BISCAYNE BAY |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES OF CRYSTAL BEACH LOT 114 |
| Legal Subdivision | VILLAGES OF CRYSTAL BEACH |
| Legal Lot Number | 114 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23308 |
4550 Biscayne Bay is owned by a company that bought it in April 2012.
Source: Okaloosa County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 112 PRODUCTION DR, SLIDELL, LA 70460-4646 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2012 · Amount on File |
| Deed Sale | Apr 9, 2012 · Amount on File |
| Prior Sale | Feb 19, 2008 · Amount on File |
| Deed Document Number | 20122768048 |
| Deed Book / Page | 3029 / 4724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4550 BISCAYNE BAY, DESTIN, FL 32541-3533 |
| Document Number | 0033370303 |
| Book / Page | 003337 / 000303 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 112 PRODUCTION DR SLIDELL LA 704604646, SLIDELL, LA 70460-4646 |
| Document Number | 0033370303 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 003337/000303 |
| Instrument | 3188057 |
| Name | RESOURCE BK |
|---|---|
| Type | Bank |
| Address | MANDEVILLE, LA 70471 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 12, 2023 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,267.00 (+3.57%) | $951,056 (-7.85%) Land $308,588 Building $642,468 | $951,056 (-7.85%) Land $308,588 Building $642,468 |
| 2023 | $9,913.00 (+15.03%) | $1,032,058 (+21.39%) Land $280,000 Building $752,058 | $1,032,058 (+21.39%) Land $280,000 Building $752,058 |
| 2022 | $8,618.00 | $850,192 Land $225,000 Building $625,192 | $850,192 Land $225,000 Building $625,192 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4550 Biscayne Bay in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4550 Biscayne Bay has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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