455 Zarling Ave, Oshkosh, WI 54901 Property Records

Winnebago County property record for 455 Zarling Ave, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,377 sqft · built 1961
Lot Size	0.308 acres (13,400 sqft)
Owner	Individual Name on File
Last Sale	$212,500 (Apr 2025)
Tax Bill	$3,367 (2024)
Deeds & Mortgages	Dec 2017 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-62030000`

Property Details

APN / Parcel Number

Primary APN	`12-62030000`
Alternative APN	`912-62030000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,400 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	912-62030000
Street Address	455 ZARLING AVE
City	OSHKOSH
State	WI
Zip	54901-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 BLK 5 JACKSON HEIGHTS PLAT
Legal Subdivision	BLK 5 JACKSON HEIGHTS PLAT
Legal Block	5
Legal Lot Number	4
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2012
Census Tract	1700

Owner

455 Zarling Ave is owned by an individual who bought it in April 2025.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	836 E CECIL ST, NEENAH, WI 54956-3418
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit CHOICE BANK
Aug 23, 2021	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Aug 23, 2021 · Amount on File
Deed Document Number	20251941977
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	455 ZARLING AVE, OSHKOSH, WI 54901-9734
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001756094
Date	Dec 11, 2017
Instrument	1756094

Lender

Name	CHOICE BANK
Type	Bank
Address	OSHKOSH, WI 54904

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Feb 1, 2023

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Aug 23, 2021
Property Address	455 ZARLING AVE, OSHKOSH, WI 54901-9734
Document Number	0001860932
Instrument Date	Aug 19, 2021
Instrument	1860932
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 ZARLING AVE, OSHKOSH, WI 54901-9734
Investor	Possibly a Property Investor

Mortgage

Document Number	0001860933
Date	Aug 23, 2021
Instrument	1860933

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,200 Land $36,800 Building $155,400
2024	$3,367.00 (+10.36%)
2023	$3,051.00 (-0.16%) Homeowner's exemption	$114,300 (-) Land $26,300 Building $88,000	$165,166 Land $38,004 Building $127,162
2022	$3,056.00 Homeowner's exemption	$114,300 Land $26,300 Building $88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 Zarling Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Zarling Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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