455 West St, Middletown, CT 06457 Property Records

Middletown City property record for 455 West St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,604 sqft · built 1948
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2024)
Tax Bill	$6,679 (2026)
Deeds & Mortgages	Jul 2024 Sale Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:15 L:0190`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:15 L:0190`
Alternative APN	`R02779`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
Gross Area	3,575 sqft
1st Floor Area	972 sqft
Attic	Attic
Attic Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R02779
Street Address	455 WEST ST
City	MIDDLETOWN
State	CT
Zip	06457-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	190
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2015
Census Tract	542100

Owner

455 West St is owned and occupied by two individuals who bought it in July 2024.

Source: Middletown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	455 WEST ST, MIDDLETOWN, CT 06457-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Warranty Deed, Transfer
Jun 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 29, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Book / Page	2100 / 518
Transfer Doc	1701-1
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 10, 2024
Property Address	455 WEST ST, MIDDLETOWN, CT 06457-4009
Document Number	002100-518
Book / Page	2100 / 518
Instrument Date	Jul 3, 2024
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jun 4, 2021
Property Address	455 WEST ST, MIDDLETOWN, CT 06457-4009
Document Number	2009-196
Book / Page	2009 / 196
Instrument Date	Jun 3, 2021
Instrument	3618150002
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 WEST ST, MIDDLETOWN, CT 06457-4009

Mortgage

Document Number	3618160010
Date	Jun 4, 2021
Instrument	3618160010

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	455 WEST ST, MIDDLETOWN, CT 06457-4009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1941-751
Date	Apr 29, 2019
Book Page	1941/751
Instrument	3459570015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 9, 2018
Property Address	455 WEST ST, MIDDLETOWN, CT 06457-4009
Document Number	1911-908
Book / Page	1911 / 908
Instrument	3374910002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.12
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19110910
Date	Jan 9, 2018
Instrument	01911/0910

Lender

Name	CARRINGTON MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 455 West St was $6,679.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,679.00	$163,690 (+5.1%) Land $56,390 Building $107,300	$332,142 (+204.67%)
2025		$155,740 (-) Land $56,390 Building $99,350	$109,018 Land $39,473 Building $69,545
2024	$6,058.00 (+5.71%)	$155,740 (-) Land $56,390 Building $99,350
2023	$5,731.00 (+25.43%)	$155,740 (+5%) Land $56,390 Building $99,350
2022	$4,569.00	$103,830 Land $35,610 Building $68,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 455 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on West St

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