455 West Rd, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 455 West Rd, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,700 sqft · built 1963
Lot Size	1.49 acres (65,079 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Feb 2021)
Tax Bill	$15,998 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-281-10`

Property Details

APN / Parcel Number

Primary APN	`082-281-10`
Alternative APN	`082-281-10-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,700 sqft Living Area
Gross Area	4,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	65,079 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	455 WEST RD
City	BOULDER CREEK
State	CA
Zip	95006-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Subdivision	LANDS/SANTA CRUZ LAND TITLE CO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2000
Census Tract	120400

Owner

455 West Rd is owned and occupied by an individual who bought it in February 2021.

Source: Santa Cruz County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	455 WEST RD, BOULDER CREEK, CA 95006-9404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 19, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 7, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Nov 7, 2019 · Amount on File
Deed Document Number	202110584
Prior Transfer Date	Sep 21, 2015
Prior Transfer Doc	0000039186
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	455 WEST RD, BOULDER CREEK, CA 95006-9404
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 WEST RD, BOULDER CREEK, CA 95006-9404

Mortgage

Document Number	0000036734
Date	Sep 17, 2020
Instrument	2020-0036734

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 19, 2021
Property Address	455 WEST RD, BOULDER CREEK, CA 95006-9404
Document Number	0000010584
Map Reference	VOL 31 PG 53
Instrument Date	Feb 5, 2021
Instrument	2021-0010584
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 384, TAHOE CITY, CA 96145-0384

Mortgage

Document Number	0000010585
Date	Feb 19, 2021
Instrument	2021-0010585

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 7, 2019
Property Address	455 WEST RD, BOULDER CREEK, CA 95006-9404
Document Number	0000034713
Instrument Date	Nov 6, 2019
Instrument	34713
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Tax	$285.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 WEST RD BOULDER CREEK CA 950069404, BOULDER CREEK, CA 95006-9404

Mortgage

Document Number	34714
Date	Nov 7, 2019
Instrument	34714

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 27, 2017
Property Address	455 WEST RD, BOULDER CREEK, CA 95006-9404
Document Number	0000032293
Instrument Date	Sep 19, 2017
Instrument	32293
Transaction Type	Transfer
Record Updated	Oct 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 WEST RD BOULDER CREEK CA 950069404, BOULDER CREEK, CA 95006-9404

Tax Assessment & Valuation

The 2025 property tax bill for 455 West Rd was $15,998 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,324,897 (+2%) Land $828,061 Building $496,836
2025	$15,998.00 Homeowner's exemption	$1,298,918 Land $811,824 Building $487,094
2023	$15,430.00 (+1.75%) Homeowner's exemption	$1,248,480 (+2%) Land $780,300 Building $468,180	$1,182,240
2022	$15,164.00	$1,224,000 Land $765,000 Building $459,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 West Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 West Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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