455 Watters Rd, Hackettstown, NJ 07840 Property Records

Warren County and Mansfield Township property record for 455 Watters Rd, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	2,042 sqft · built 1980
Lot Size	3.38 acres (147,668 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Aug 1991)
Tax Bill	$10,835 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-01301-0000-00004-03`

Property Details

APN / Parcel Number

Primary APN	`16-01301-0000-00004-03`
Alternative APNs	`16013010000000040003` `1601301000000004B`

Interior

Building Area	2,042 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	147,668 sqft

Location & Zoning

Old Parcel Number	1601301000000004B
Street Address	455 WATTERS RD
City	HACKETTSTOWN
State	NJ
Zip	07840-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1301
Legal Lot Number	4.3
Jurisdiction	WARREN NJ
Township / Civil Division	MANSFIELD
Census Block Group	3
Census Block	3010
Census Tract	31500

Owner

455 Watters Rd is owned and occupied by two individuals who bought it in August 1991.

Source: Warren County and Mansfield Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	455 WATTERS RD, HACKETTSTOWN, NJ 07840-5703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 1991 · Amount on File
Deed Sale	Aug 15, 1991 · Amount on File
Deed Book / Page	1240 / 96
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	455 WATTERS RD, HACKETTSTOWN, NJ 07840-5703
Document Number	0000480099
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 WATTERS RD HACKETTSTOWN NJ 078405703, HACKETTSTOWN, NJ 07840-5703

Mortgage

Document Number	0000480099
Date	Aug 24, 2017
Book Page	006484/000017
Instrument	480099

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 455 Watters Rd was $10,835, up 0.7% from the year before.

Source: Warren County and Mansfield Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Mansfield Township
Elementary School District	Mansfield Township School District (KG - 06)
Secondary School District	Warren Hills Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,100 (-) Land $109,500 Building $194,600	$304,100 (-) Land $109,500 Building $194,600
2025	$10,835.00 (+0.73%)	$304,100 Land $109,500 Building $194,600	$304,100 Land $109,500 Building $194,600
2024	$10,756.00
2023		$304,100 Land $109,500 Building $194,600	$304,100 Land $109,500 Building $194,600
2022	$10,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 Watters Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1989–2024)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Apr 2005 · 2 claims Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Watters Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20