Morrow County property record for 455 Water St, Heppner, OR 97836
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,580 sqft · built 1910 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,500 (Feb 2019) |
| Tax Bill | $3,271 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02S2627DD-06801 |
| Primary APN | 02S2627DD-06801 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,580 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Upper Floors Area | 1,005 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Other |
| Lot Area | 13,939 sqft (0.32 acres) |
| Porch | Open Porch |
|---|---|
| Deck Area | 266 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Account Number | 364 |
|---|---|
| Street Address | 455 WATER ST |
| City | HEPPNER |
| State | OR |
| Zip | 97836-2069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PROPERTY:R364 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | LOONEYS ADDITION |
| Jurisdiction | MORROW OR |
| Township / Civil Division | HEPPNER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 970200 |
Source: Morrow County records, as of November 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 863, HEPPNER, OR 97836-0863 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Feb 3, 2025 | Intrafamily Transfer, Transfer |
| Feb 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Prior Sale | Mar 1, 2006 |
| Deed Document Number | 201943718 |
| Prior Transfer Date | Nov 2, 2007 |
| Prior Transfer Doc | 0200720744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OR |
| Property Address | 455 WATER ST, HEPPNER, OR 97836-2069 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0201842731 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-42731 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OR |
| Property Address | 455 WATER ST, HEPPNER, OR 97836-2069 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0202046417 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020-46417 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Feb 3, 2025 |
| Property Address | 455 WATER ST, HEPPNER, OR 97836-2069 |
| Document Number | 0202555733 |
| Instrument Date | Jan 27, 2025 |
| Instrument | 2025-55733 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 863, HEPPNER, OR 97836-0863 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Feb 13, 2019 |
| Property Address | 455 WATER ST, HEPPNER, OR 97836-2069 |
| Document Number | 0201943718 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 2019-43718 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 1104, HEPPNER, OR 97836-1104 |
| Document Number | 0201943719 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 2019-43719 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Morrow County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Morrow County |
| Municipality | Heppner City |
| Unified School District | Morrow School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,271.00 (+15.3%) | $121,580 (+3%) | $223,340 (+4%) Land $41,010 Building $182,330 |
| 2024 | $2,837.00 (+14.26%) | $118,040 (+2.99%) | $214,760 (+21.53%) Land $41,010 Building $173,750 |
| 2023 | $2,483.00 (-7.35%) | $114,610 (+2.99%) | $176,720 (-11.49%) Land $37,280 Building $139,440 |
| 2022 | $2,680.00 | $111,280 | $199,660 Land $34,470 Building $165,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 18, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2012–2016) |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · lower than 65% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HEPPNER serves 1,187 people · EPA ID OR4100369 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Fixed Wireless | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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