Citrus County property record for 455 W Olympia St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1985 |
| Lot Size | 1.04 acres (45,396 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $263,000 (Dec 2023) |
| Tax Bill | $2,781 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00490-002.0 |
| Primary APN | 19E-18S-18-0110-00490-002.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 45,396 sqft (1.04 acres) |
| Lot Dimensions | 291 ft deep x 153 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 1 sqft |
| Porch | Enclosed Porch |
| Porch Area | 140 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2303000 |
|---|---|
| Old Parcel Number | 1818S19E0110004900020 |
| Street Address | 455 W OLYMPIA ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 2 BLK 49 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 36 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 49 |
| Legal Lot Number | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 450703 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 455 W OLYMPIA ST, HERNANDO, FL 34442-4869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC |
| Jul 8, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | May 3, 2005 · Amount on Record |
| Deed Document Number | 2023069243 |
| Deed Book / Page | 3428 / 1644 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 1, 2023 |
| Property Address | 455 W OLYMPIA ST, HERNANDO, FL 34442-4869 |
| Document Number | 0034281644 |
| Book / Page | 3428 / 1644 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023069243 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | INCOMPASS TITLE LLC, COMPASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,841.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 455 W OLYMPIA ST, HERNANDO, FL 34442-4869 |
| Name | Verified Name |
|---|---|
| Address | 455 W OLYMPIA ST, HERNANDO, FL 34442-4869 |
| Document Number | 0034281646 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 3428/1646 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 455 W OLYMPIA ST, HERNANDO, FL 34442-4869 |
| Document Number | 0029910285 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 455 W OLYMPIA ST HERNANDO FL 344424869, HERNANDO, FL 34442-4869 |
| Document Number | 0029910285 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 002991/000285 |
| Instrument | 37220 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,781.00 (-4.3%) Homeowner's exemption Additional exemption filed | $214,779 (-4.9%) Land $31,000 Building $183,779 | $214,779 (-4.9%) Land $31,000 Building $183,779 |
| 2024 | $2,906.00 (+209.15%) Homeowner's exemption Additional exemption filed | $225,843 (+2.6%) Land $29,500 Building $196,343 | $225,843 (+2.6%) Land $29,500 Building $196,343 |
| 2023 | $940.00 (-0.32%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $220,111 (+21.72%) Land $25,500 Building $194,611 | $220,111 (+21.72%) Land $25,500 Building $194,611 |
| 2022 | $943.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $180,828 Land $17,250 Building $163,578 | $180,828 Land $17,250 Building $163,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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