455 W 6th St, Constantine, MI 49042 Property Records

St. Joseph County property record for 455 W 6th St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1974
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Apr 2018)
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-190-020-06`

Property Details

APN / Parcel Number

Primary APN	`043-190-020-06`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,196 sqft Building Perimeter
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	173 ft deep x 206 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	455 W 6TH ST
City	CONSTANTINE
State	MI
Zip	49042-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SELY COR BLK 20 TH WLY ALG NLY LINE OF SIXTH ST 173.25 FT TO C/L OF ALLEY THE POB TH WLY ALG NLY LINE OF SIXTH ST 206.
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	20
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	3
Census Block	3005
Census Tract	41101

Owner

Source: St. Joseph County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	455 W 6TH ST, CONSTANTINE, MI 49042-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 2, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 20, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 28, 2017	Intrafamily Transfer, Transfer WEST MI REALTORS TITLE, WEST MICHIGAN REALTORS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Sep 24, 2015 · Amount on Record
Deed Book / Page	1912 / 37
Prior Transfer Date	Dec 5, 2017
Prior Transfer Doc	1898/0429
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	455 W 6TH ST, CONSTANTINE, MI 49042-1364
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 W 6TH ST, CONSTANTINE, MI 49042-1364

Mortgage

Document Number	2026001522
Date	Mar 3, 2026
Instrument	2026001522

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Apr 1, 2048

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	455 W 6TH ST, CONSTANTINE, MI 49042-1364
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 W 6TH ST, CONSTANTINE, MI 49042-1364

Mortgage

Document Number	2022010169
Date	Dec 2, 2022
Instrument	2022010169

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Apr 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 20, 2018
Property Address	455 W 6TH ST, CONSTANTINE, MI 49042-1364
Document Number	01912/0037
Book / Page	1912 / 0037
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 W SISTH ST, 455, CONSTANTINE, MI 49042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 W SISTH ST, CONSTANTINE, MI 49042

Mortgage

Document Number	0001911510
Date	Apr 20, 2018
Instrument	1911/510

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 28, 2017
Property Address	455 W 6TH ST, CONSTANTINE, MI 49042-1364
Document Number	1898/0429
Book / Page	1898 / 0429
Instrument Date	Dec 5, 2017
Instrument	1898-0429
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	WEST MI REALTORS TITLE, WEST MICHIGAN REALTORS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14140 STEARS RD, 14140, CONSTANTINE, MI 49042-8733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14140 STEARS RD, CONSTANTINE, MI 49042-8733
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,700 (+12.53%)	$199,400 (+12.53%)
2025	$1,558.00 Homeowner's exemption	$88,600 Land $20,000 Building $68,600	$177,200 Land $40,000 Building $137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSTANTINE serves 2,075 people · EPA ID MI0001600
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: T-Mobile USA.

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