455 Victoria Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 455 Victoria Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,590 sqft · built 1980
Lot Size	0.164 acres (7,150 sqft)
Owner	Trust Name on File
Last Sale	$488,000 (Aug 2003)
Tax Bill	$8,510 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2018 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`799-42-080`

Property Details

APN / Parcel Number

Primary APN	`799-42-080`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,442 sqft
2nd Floor Area	1,148 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	1,200 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	455 VICTORIA DR
City	GILROY
State	CA
Zip	95020-6777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6255 LOT 131
Legal Subdivision	6255 HIDDEN GLEN/GILROY UN #6
Legal Tract	6255
Legal Lot Number	131
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3013
Census Tract	512509

Owner

455 Victoria Dr is owner-occupied and held in a trust since June 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	455 VICTORIA DR, GILROY, CA 95020-6777
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
Jun 22, 2018	Quit Claim Deed, Transfer AMROCK TITLE CA INC
Jun 20, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2003 · Amount on File
Deed Sale	Aug 26, 2003 · Amount on File
Deed Document Number	200317297885
Last Transfer Date	Jun 13, 2018
Transfer Doc	0023962074
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	455 VICTORIA DR, GILROY, CA 95020-6777
Document Number	0024396443
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	455 VICTORIA DR GILROY CA 950206777, GILROY, CA 95020-6777

Mortgage

Document Number	0024396443
Date	Feb 5, 2020
Instrument	24396443

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 22, 2018
Property Address	455 VICTORIA DR, GILROY, CA 95020-6777
Document Number	0023962074
Instrument Date	Jun 13, 2018
Instrument	23962074
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	AMROCK TITLE CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 VICTORIA DR GILROY CA 950206777, GILROY, CA 95020-6777

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 20, 2018
Property Address	455 VICTORIA DR, GILROY, CA 95020-6777
Document Number	0023960166
Instrument Date	Jun 13, 2018
Instrument	23960166
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 VICTORIA DR GILROY CA 950206777, GILROY, CA 95020-6777

Mortgage

Document Number	23960167
Date	Jun 20, 2018
Instrument	23960167

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 455 Victoria Dr was $8,510 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$707,690 (+2%) Land $355,294 Building $352,396
2025	$8,510.00 Homeowner's exemption	$693,815 Land $348,328 Building $345,487
2023	$8,325.00 (+1.69%) Homeowner's exemption	$666,875 Land $334,803 Building $332,072
2022	$8,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 455 Victoria Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Victoria Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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