Montgomery County property record for 455 Upshire Cir, Gaithersburg, MD 20878
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,955 sqft · built 1991 |
| Lot Size | 0.146 acres (6,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,000 (Jul 1998) |
| Tax Bill | $9,597 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02869644 |
| Primary APN | 09-02869644 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,955 sqft Living Area |
| Gross Area | 4,405 sqft |
| 1st Floor Area | 1,688 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,342 sqft (0.146 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 337 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02869644 |
|---|---|
| Street Address | 455 UPSHIRE CIR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-5238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MXD |
| Legal Description | WASHINGTONIAN WOODS |
| Legal Subdivision | WASHINGTONIAN WOODS |
| Legal Block | L |
| Legal Lot Number | 28 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700828 |
455 Upshire Cir is owned and occupied by two individuals who bought it in July 1998.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 UPSHIRE CIR, GAITHERSBURG, MD 20878-5238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 1998 · Amount on File |
| Deed Sale | Jul 9, 1998 · Amount on File |
| Deed Document Number | 1998121463 |
| Deed Book / Page | 16031 / 560 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 455 UPSHIRE CIR, GAITHERSBURG, MD 20878-5238 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0639280215 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 63928/215 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 455 Upshire Cir was $9,597.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $812,300 (+7.11%) Land $225,200 Building $587,100 | $812,300 (-) Land $225,200 Building $587,100 | |
| 2025 | $9,597.00 | $758,400 | $812,300 Land $225,200 Building $587,100 |
| 2023 | $650,600 Land $225,200 Building $425,400 | $650,600 Land $225,200 Building $425,400 | |
| 2022 | $7,773.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 455 Upshire Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 Upshire Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile.
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