Polk County property record for 455 Turning Leaf Ln, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,450 sqft · built 1979 |
| Lot Size | 3.55 acres (155,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Sep 2023) |
| Tax Bill | $2,407 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P65-36 |
| Primary APN | P65-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,450 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 155,074 sqft (3.55 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 55682 |
|---|---|
| Street Address | 455 TURNING LEAF LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-4661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACTS I & II, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Legal Tract | 1 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 920202 |
Source: Polk County records · APN P65-36
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · VA Mortgage ACTIVE LINK INC |
| Sep 14, 2023 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Sep 08, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 08, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jan 19, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| May 15, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL SERVICES NETWORK |
| Jan 19, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on Record |
| Deed Sale | Sep 14, 2023 · Amount on Record |
| Prior Sale | Jan 19, 2018 · Amount on Record |
| Deed Document Number | 0004801605 |
| Deed Book / Page | 480 / 1605 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|---|
| Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Document Number | 00495/1797 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 495/1797 |
| Name | ACTIVE LINK INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 14, 2023 |
| Property Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Document Number | 00480/1605 |
| Book / Page | 480 / 1605 |
| Instrument Date | Sep 05, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1845 ORANGE TREE DR, EDGEWATER, FL 32141-3917 |
| Name | Verified Name |
|---|---|
| Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Document Number | 0004801609 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 480/1609 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 00472/2059 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | 472/2059 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, NC 28722 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 00464/1945 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 464/1945 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 431/484 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 431/484 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 19, 2018 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 440/1087 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 440/1087 |
| Name | AMERICAN FINANCIAL SERVICES NETWORK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jan 19, 2018 |
| Property Address | 455 TURNING LEAF LN, MILL SPRING, NC 28756-4661 |
| Document Number | 00431/0481 |
| Book / Page | 431 / 0481 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 WILL EDWARDS RD, MILL SPRING, NC 28756-9747 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,407.00 (+81.8%) | $479,216 (+132.59%) Land $48,680 Building $430,536 | $479,216 (+132.59%) Land $48,680 Building $430,536 |
| 2023 | $1,324.00 (+3.2%) | $206,036 (-) Land $32,800 Building $173,236 | |
| 2022 | $1,283.00 | $206,036 Land $32,800 Building $173,236 | |
| 2021 | $206,036 Land $32,800 Building $173,236 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 641 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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