455 Tom Brown Rd, Winchester, OH 45697 Property Records

Adams County property record for 455 Tom Brown Rd, Winchester, OH 45697

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,938 sqft · built 2007
Lot Size	2.95 acres (128,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Apr 2023)
Tax Bill	$2,789 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`089-00-00-008.014`

Property Details

APN / Parcel Number

Primary APN	`089-00-00-008.014`
Alternative APNs	`J15-001-00-190-00` `000002401`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	3,876 sqft
Basement Area	1,938 sqft
Unfinished Basement	1,938 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	128,807 sqft (2.95 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	20 sqft
Patio Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	455 TOM BROWN RD
City	WINCHESTER
State	OH
Zip	45697-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 2.957 32 13907 CHERRY FK MCCREIGHT
Legal Subdivision	VIRGINIA MILITARY SURVEY NO 139 09
Jurisdiction	ADAMS OH
Township / Civil Division	OLIVER
Census Block Group	2
Census Block	2083
Census Tract	770301

Owner

Source: Adams County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Apr 12, 2023	Survivorship Deed, Transfer MILLENNIAL TITLE LLC
Feb 10, 2023	Intrafamily Transfer, Transfer
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jul 6, 2020	Fiduciary Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	20231045
Deed Book / Page	616 / 837
Prior Transfer Date	Feb 6, 2023
Prior Transfer Doc	000613/764
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Recording Date	Aug 24, 2026
Property Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437
Document Number	0000002934
Instrument Date	Aug 19, 2026
Instrument	20262934
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437

Mortgage

Document Number	0000002934,
Date	Aug 24, 2026
Instrument	20262934

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ADAMS OH
Recording Date	Apr 12, 2023
Property Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437
Document Number	000616/837
Book / Page	616 / 837
Instrument Date	Apr 10, 2023
Instrument	2023-1045
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	MILLENNIAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS OH
Recording Date	Feb 10, 2023
Property Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437
Document Number	000613/764
Book / Page	613 / 764
Instrument Date	Feb 6, 2023
Instrument	2023-449
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000611/283
Date	Dec 27, 2022
Book Page	611/283
Instrument	2022-4498

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	Aug 25, 2047

July 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ADAMS OH
Recording Date	Jul 6, 2020
Property Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437
Document Number	000547/377
Book / Page	547 / 377
Instrument Date	Jun 30, 2020
Instrument	202000002041
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002042
Date	Jul 6, 2020
Instrument	202000002042

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS OH
Recording Date	Sep 16, 2019
Property Address	455 TOM BROWN RD, WINCHESTER, OH 45697-9437
Document Number	000529/557
Book / Page	529 / 557
Instrument Date	Sep 4, 2019
Instrument	201900002617
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	412 BIG PINE RD, WINCHESTER, OH 45697-9001

Tax Assessment & Valuation

Source: Adams County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Adams County
County Subdivision	Oliver Township
Unified School District	Adams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,789.00 (+7.35%) Homeowner's exemption	$69,440 (+0.61%) Land $6,720 Building $62,720	$198,400 (+0.61%) Land $19,200 Building $179,200
2023		$69,020 Land $6,720 Building $62,300
2022	$2,598.00		$197,200 Land $19,200 Building $178,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS COUNTY REGIONAL WATER DISTRICT serves 21,810 people · EPA ID OH0100012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Southern Ohio Communications Fixed Wireless	100 / 10
Frontier DSL	70 / 3

May also be available: altafiber Network Solutions.

Cell Coverage

5G and 4G LTE (outdoors only)

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