455 Sutherland Ln, Prospect Heights, IL 60070 Property Records

Cook County property record for 455 Sutherland Ln, Prospect Heights, IL 60070

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,884 sqft · built 1986
Lot Size	85.2 acres (3,713,027 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Sep 2025)
Tax Bill	$7,706 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-26-100-015-1392`

Property Details

APN / Parcel Number

Primary APN	`03-26-100-015-1392`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,884 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	3,713,027 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	455 SUTHERLAND LN
City	PROSPECT HEIGHTS
State	IL
Zip	60070-2594
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U1-26-33-R-D ROB ROY COUNTRY CLUB V ILLAGE CONDO S26 T42N R11E
Legal Range	11E
Legal Township	42N
Legal Section	26
Legal Subdivision	ROB ROY COUNTRY CLUB VILLAGE C
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2007
Census Tract	802605

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	455 SUTHERLAND LN, PROSPECT HEIGHTS, IL 60070-2594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 10, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 24, 2024	Intrafamily Transfer, Transfer FREEDOM TITLE CORPORATION
Aug 1, 2018	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	202520076
Prior Transfer Date	Dec 10, 2024
Prior Transfer Doc	0000002220
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 29, 2026
Property Address	455 SUTHERLAND LN, PROSPECT HEIGHTS, IL 60070-2594
Document Number	0000002129
Instrument Date	Apr 18, 2026
Instrument	20262129
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 SUTHERLAND LN, PROSPECT HEIGHTS, IL 60070-2594

Mortgage

Document Number	0000002129,
Date	Apr 29, 2026
Instrument	20262129

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Sep 10, 2025
Property Address	455 SUTHERLAND LN, PROSPECT HEIGHTS, IL 60070-2594
Document Number	0025320076
Map Reference	DOC 26410009
Instrument Date	Jun 13, 2025
Instrument	2525320076
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 SUTHERLAND LN, PROSPECT HEIGHTS, IL 60070-2594

Mortgage

Document Number	0025320077
Date	Sep 10, 2025
Instrument	2525320077

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2055

Interest

Rate	6.8%

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Dec 24, 2024
Property Address	455 SUTHERLAND LN, PROSPECT HEIGHTS, IL 60070-2594
Document Number	0035902220
Map Reference	DOC 26410009
Instrument Date	Dec 10, 2024
Instrument	2435902220
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FREEDOM TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	455 SUTHERLAND LN, PROSPECT HEIGHTS, IL 60070-2594

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 1, 2018
Property Address	455 SUTHERLAND LN # B, B, PROSPECT HEIGHTS, IL 60070-2594
Document Number	1821319030
Instrument Date	Jun 14, 2018
Instrument	21319030
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	455 SUTHERLAND LN PROSPECT HEIGHTS IL 600702594, PROSPECT HEIGHTS, IL 60070-2594

Mortgage

Document Number	1821319031
Date	Aug 1, 2018
Instrument	21319031

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2033

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Prospect Heights City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	River Trails School District 26 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,328 (+40.56%) Land $3,389 Building $38,939	$423,280 (+40.56%) Land $33,890 Building $389,390
2023	$7,706.00 (+7.43%) Homeowner's exemption Senior Citizen's exemption	$30,114 (-) Land $2,711 Building $27,403	$301,140 (-) Land $27,110 Building $274,030
2022	$7,173.00 Homeowner's exemption Senior Citizen's exemption	$30,114 Land $2,711 Building $27,403	$301,140 Land $27,110 Building $274,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (1982–2011)
Most Recent Claim	Jul 2011 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROSPECT HEIGHTS serves 2,280 people · EPA ID IL0312530
Water Source	Purchased surface water from IL AMERICAN-CHICAGO SUBURBAN
Last State Inspection	Feb 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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