455 Stone Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 455 Stone Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,448 sqft · built 1944
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Mar 2026)
Tax Bill	$1,393 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`356 109`

Property Details

APN / Parcel Number

Primary APN	`356 109`
Alternative APN	`6171999`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,208 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	152 ft deep x 133 ft wide
Porch	Porch
Porch Area	108 sqft
Storage Building	640 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	455 STONE RD
City	SALISBURY
State	NC
Zip	28146-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	4
Census Block	4003
Census Tract	51002

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 STONE RD, SALISBURY, NC 28146-8925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Apr 26, 2022	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BLAKE HENDERSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	May 16, 2024 · Amount on Record
Deed Book / Page	1479 / 127
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 16, 2026
Property Address	455 STONE RD, SALISBURY, NC 28146-8925
Document Number	0014790127
Book / Page	1479 / 127
Instrument Date	Mar 16, 2026
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 OAKVIEW RD, LINWOOD, NC 27299-9609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 STONE RD, SALISBURY, NC 28146-8925

Mortgage

Document Number	0001479128
Date	Mar 16, 2026
Instrument	1479/128

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 26, 2022
Property Address	455 STONE RD, SALISBURY, NC 28146-8925
Document Number	0014000669
Book / Page	1400 / 669
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 SETTLERS GROVE LN, 175, SALISBURY, NC 28146-1494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 STONE RD, SALISBURY, NC 28146-8925

Mortgage

Document Number	0001400670
Date	Apr 26, 2022
Instrument	1400/670

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 6, 2021
Property Address	455 STONE RD, SALISBURY, NC 28146-8925
Document Number	0013850762
Book / Page	1385 / 762
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1087, ROCKWELL, NC 28138-1087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SETTLERS GROVE LN, SALISBURY, NC 28146-1494

Mortgage

Document Number	0001385763
Date	Oct 6, 2021
Instrument	1385/763

Lender

Name	BLAKE HENDERSON
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	7 Months
Due	May 1, 2022

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,393.00	$208,026 (-) Land $26,978 Building $181,048	$208,026 (-) Land $26,978 Building $181,048
2025	$1,393.00	$208,026 (-) Land $26,978 Building $181,048
2023	$1,393.00	$208,026 Land $26,978 Building $181,048	$208,026 Land $26,978 Building $181,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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