Middlesex County and Lowell City property record for 455 Stevens St, Lowell, MA 01851
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 4,062 sqft · built 1906 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $675,000 (Jul 2022) |
| Tax Bill | $9,976 (2026) |
| Deeds & Mortgages | Nov 2023 Refinance Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C11900 |
| Primary APN | C11900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,062 sqft Living Area |
| Gross Area | 6,310 sqft |
| 1st Floor Area | 1,341 sqft |
| Basement Area | 1,341 sqft |
| Unfinished Basement | 1,341 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | C11900 |
|---|---|
| Street Address | 455 STEVENS ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4001 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 5525 |
| Legal Lot Number | 455 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 311600 |
455 Stevens St, a duplex, is owned by a company that bought it in July 2022.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 43 FERN ST, LAWRENCE, MA 01841-1275 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CLEAREDGE LENDING LLC |
| Jul 26, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage QS LENDING T |
| Jan 24, 2018 | Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on File |
| Deed Sale | Jul 26, 2022 · Amount on File |
| Prior Sale | Apr 7, 2005 · Amount on File |
| Deed Book / Page | 37255 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 455 STEVENS ST, LOWELL, MA 01851-4001 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 038184-158 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 38184/158 |
| Instrument | 33918 |
| Name | CLEAREDGE LENDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 26, 2022 |
| Property Address | 455 STEVENS ST, LOWELL, MA 01851-4001 |
| Document Number | 037255-283 |
| Book / Page | 37255 / 283 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 31827 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 FERN ST # 1ST, LAWRENCE, MA 01841-1275 |
| Document Number | 0000031829 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 31829 |
| Name | QS LENDING T |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 455 STEVENS ST, LOWELL, MA 01851-4001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31820-134 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 31820/134 |
| Instrument | 3259 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2033 |
The 2026 property tax bill for 455 Stevens St was $9,976, up 4.6% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,976.00 (+4.58%) | $878,900 (+5.78%) Land $209,400 Building $669,500 | $730,260 |
| 2025 | $9,539.00 (+7.63%) | $830,900 (+11.65%) Land $195,600 Building $635,300 | |
| 2024 | $8,863.00 (+7.59%) | $744,200 (+12.2%) Land $182,900 Building $561,300 | |
| 2023 | $8,238.00 | $663,300 Land $159,000 Building $504,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 455 Stevens St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 455 Stevens St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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