455 Sternwheeler Ct, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 455 Sternwheeler Ct, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	3 ba · 1,710 sqft · built 1981
Lot Size	0.041 acres (1,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2018)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01907586`

Property Details

APN / Parcel Number

Primary APN	`09-01907586`
Alternative APN	`01907586`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,710 sqft Living Area
1st Floor Area	680 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Garage Type	Attached
Garage Area	336 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01907586
Street Address	455 STERNWHEELER CT
City	GAITHERSBURG
State	MD
Zip	20877-3417
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R18
Legal Description	AUDUBON SQUARE
Legal Subdivision	AUDUBON SQUARE
Legal Block	A
Legal Lot Number	24
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	700725

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 STERNWHEELER CT, GAITHERSBURG, MD 20877-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 5, 2018	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2018 · Amount on Record
Deed Sale	Apr 5, 2018 · Amount on Record
Prior Sale	Sep 27, 2010 · Amount on Record
Deed Book / Page	55851 / 496
Prior Transfer Date	Jun 29, 2010
Prior Transfer Doc	167071
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	455 STERNWHEELER CT, GAITHERSBURG, MD 20877-3417
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	HARVEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 STERNWHEELER CT, GAITHERSBURG, MD 20877-3417

Mortgage

Document Number	0628880183
Date	May 5, 2021
Book Page	62888/183

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 5, 2018
Property Address	455 STERNWHEELER CT, GAITHERSBURG, MD 20877-3417
Document Number	0558510496
Book / Page	55851 / 496
Map Reference	MB108 PL12512
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST CLASS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 STERNWHEELER CT, GAITHERSBURG, MD 20877-3417

Mortgage

Document Number	0055851507
Date	Apr 5, 2018
Instrument	55851/507

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,300 (+9.19%) Land $150,000 Building $274,300	$424,300 (-) Land $150,000 Building $274,300
2025	$5,350.00 (+10.79%)	$388,600 (+22.51%)	$424,300 (+33.76%) Land $150,000 Building $274,300
2024	$4,829.00 (+44.45%)
2023		$317,200 Land $120,000 Building $197,200	$317,200 Land $120,000 Building $197,200
2022	$3,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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