Collin County property record for 455 Steele St, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,337 sqft · built 2020 |
| Lot Size | 0.229 acres (9,953 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $436,900 (Oct 2020) |
| Tax Bill | $7,596 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-12005-00C-0030-1 |
| Primary APN | R-12005-00C-0030-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,337 sqft Living Area |
| Gross Area | 2,883 sqft |
| 1st Floor Area | 1,610 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 9,953 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Porch | Covered Patio/Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 455 STEELE ST |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75071-0129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLANDS AT WESTRIDGE PHASE 10, THE, BLK C, LOT 3 |
| Legal Subdivision | HIGHLANDS AT WESTRIDGE PHASE 10, THE (CM |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30524 |
455 Steele St is owned and occupied by two individuals who bought it in October 2020.
Source: Collin County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 STEELE ST, MCKINNEY, TX 75071-0129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 30, 2020 | Deed of Trust, Mortgage DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on File |
| Deed Sale | Oct 5, 2020 · Amount on File |
| Deed Document Number | 20201708650 |
| Prior Transfer Date | Sep 30, 2020 |
| Prior Transfer Doc | 0001708650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 455 STEELE ST, MCKINNEY, TX 75071-0129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002390370 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 20211123002390370 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 455 STEELE ST, MCKINNEY, TX 75071-0129 |
| Document Number | 0001708660 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 455 STEELE ST MCKINNEY TX 750710129, MCKINNEY, TX 75071-0129 |
| Document Number | 0001708660 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 1708660 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 4, 2050 |
The 2025 property tax bill for 455 Steele St was $7,596 with a homeowner's exemption, up 2.8% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,596.00 (+2.8%) Homeowner's exemption | $508,047 Land $176,400 Building $403,760 | $580,160 Land $176,400 Building $403,760 |
| 2024 | $7,389.00 | ||
| 2023 | $544,822 Land $168,000 Building $376,822 | $544,822 Land $168,000 Building $376,822 | |
| 2022 | $7,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 455 Steele St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 Steele St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures