Branch County property record for 455 Sarah Ln, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Dec 2020) |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-C50-000-009-00 |
| Primary APN | 110-C50-000-009-00 |
|---|
| Lot Area | 18,295 sqft (0.42 acres) |
|---|
| Street Address | 455 SARAH LN |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9A DESC AS FOLLOWS BEG AT NW COR LOT 9 TH SLY ALG SARAH LANE 224.8 FT TH S 16DEG 21MIN 54SEC W 27.19 FT TH N 85DEG 07MIN |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | FT TO POB COLD LK EST |
| Legal Lot Number | 9A |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 951000 |
455 Sarah Ln is owned and occupied by an individual who bought it in December 2020.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 455 SARAH LN, COLDWATER, MI 49036-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2022 | Intrafamily Transfer, Transfer |
| Dec 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on File |
| Deed Sale | Dec 21, 2020 · Amount on File |
| Prior Sale | May 23, 2011 · Amount on File |
| Deed Document Number | 20208739 |
| Prior Transfer Date | Jun 10, 2004 |
| Prior Transfer Doc | 0000008461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 19, 2022 |
| Property Address | 455 SARAH LN, COLDWATER, MI 49036-9553 |
| Document Number | 0202207036 |
| Map Reference | LB 4 PG 59 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022-07036 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 SARAH LN, COLDWATER, MI 49036-9553 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 21, 2020 |
| Property Address | 455 SARAH LN, COLDWATER, MI 49036-9553 |
| Document Number | 0202008739 |
| Map Reference | LB 7 PG 29 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020-08739 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 KENASTON DR, 438, COLDWATER, MI 49036-7718 |
| Name | Verified Name |
|---|---|
| Address | 455 SARAH LN, COLDWATER, MI 49036-9553 |
| Document Number | 0202008740 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020-08740 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2031 |
The 2025 property tax bill for 455 Sarah Ln was $1,304, up 2.5% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,793 (+3.03%) | $151,586 (+3.03%) | |
| 2025 | $1,304.00 (+2.52%) | $73,567 | $147,134 |
| 2024 | $1,272.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 455 Sarah Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 Sarah Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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